▼ 0.50% · 3.625%
HK$19,853
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,470
−HK$628/mo
Today · 4.125%
HK$21,098
baseline
▲ 0.50% · 4.625%
HK$22,381
+HK$1,283/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$42,196/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$261,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,086
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,678
−HK$601/mo
Today · 4.125%
HK$23,279
baseline
▲ 0.50% · 4.625%
HK$24,506
+HK$1,227/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$46,558/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$261,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,838
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,517
−HK$690/mo
Today · 4.125%
HK$23,207
baseline
▲ 0.50% · 4.625%
HK$24,620
+HK$1,413/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$46,414/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,295
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,946
−HK$661/mo
Today · 4.125%
HK$25,607
baseline
▲ 0.50% · 4.625%
HK$26,957
+HK$1,350/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$51,214/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,823
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,564
−HK$753/mo
Today · 4.125%
HK$25,317
baseline
▲ 0.50% · 4.625%
HK$26,858
+HK$1,541/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$50,634/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$261,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,503
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,214
−HK$721/mo
Today · 4.125%
HK$27,935
baseline
▲ 0.50% · 4.625%
HK$29,408
+HK$1,473/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$55,870/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$261,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,809
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,611
−HK$816/mo
Today · 4.125%
HK$27,427
baseline
▲ 0.50% · 4.625%
HK$29,096
+HK$1,669/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$54,854/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,712
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,482
−HK$781/mo
Today · 4.125%
HK$30,263
baseline
▲ 0.50% · 4.625%
HK$31,858
+HK$1,595/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$60,526/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,794
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$28,658
−HK$879/mo
Today · 4.125%
HK$29,537
baseline
▲ 0.50% · 4.625%
HK$31,334
+HK$1,797/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$59,074/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$261,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,920
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,750
−HK$841/mo
Today · 4.125%
HK$32,591
baseline
▲ 0.50% · 4.625%
HK$34,309
+HK$1,718/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$65,182/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$261,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,779
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,705
−HK$942/mo
Today · 4.125%
HK$31,647
baseline
▲ 0.50% · 4.625%
HK$33,572
+HK$1,925/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$63,294/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,129
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,017
−HK$902/mo
Today · 4.125%
HK$34,919
baseline
▲ 0.50% · 4.625%
HK$36,759
+HK$1,840/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$69,838/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,764
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,752
−HK$1,004/mo
Today · 4.125%
HK$33,756
baseline
▲ 0.50% · 4.625%
HK$35,810
+HK$2,054/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$67,512/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,338
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,285
−HK$962/mo
Today · 4.125%
HK$37,247
baseline
▲ 0.50% · 4.625%
HK$39,210
+HK$1,963/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$74,494/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,750
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,799
−HK$1,067/mo
Today · 4.125%
HK$35,866
baseline
▲ 0.50% · 4.625%
HK$38,048
+HK$2,182/mo
Deposit HK$1.31M · loan HK$7.40M · min. income ≈ HK$71,732/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,546
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,553
−HK$1,022/mo
Today · 4.125%
HK$39,575
baseline
▲ 0.50% · 4.625%
HK$41,661
+HK$2,086/mo
Deposit HK$1.31M · loan HK$7.40M · min. income ≈ HK$79,150/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,735
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,846
−HK$1,130/mo
Today · 4.125%
HK$37,976
baseline
▲ 0.50% · 4.625%
HK$40,287
+HK$2,311/mo
Deposit HK$871K · loan HK$7.84M · min. income ≈ HK$75,952/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,755
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,821
−HK$1,082/mo
Today · 4.125%
HK$41,903
baseline
▲ 0.50% · 4.625%
HK$44,111
+HK$2,208/mo
Deposit HK$871K · loan HK$7.84M · min. income ≈ HK$83,806/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,191 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).