▼ 0.50% · 3.625%
HK$19,910
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$20,530
−HK$629/mo
Today · 4.125%
HK$21,159
baseline
▲ 0.50% · 4.625%
HK$22,446
+HK$1,287/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$42,318/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$261,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,150
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$22,744
−HK$603/mo
Today · 4.125%
HK$23,347
baseline
▲ 0.50% · 4.625%
HK$24,577
+HK$1,230/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$46,694/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$261,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,901
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,583
−HK$692/mo
Today · 4.125%
HK$23,275
baseline
▲ 0.50% · 4.625%
HK$24,691
+HK$1,416/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$46,550/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,365
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,018
−HK$663/mo
Today · 4.125%
HK$25,681
baseline
▲ 0.50% · 4.625%
HK$27,035
+HK$1,354/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$51,362/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,892
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,635
−HK$756/mo
Today · 4.125%
HK$25,391
baseline
▲ 0.50% · 4.625%
HK$26,935
+HK$1,544/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$50,782/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,580
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,293
−HK$723/mo
Today · 4.125%
HK$28,016
baseline
▲ 0.50% · 4.625%
HK$29,493
+HK$1,477/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$56,032/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,883
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$26,688
−HK$818/mo
Today · 4.125%
HK$27,506
baseline
▲ 0.50% · 4.625%
HK$29,180
+HK$1,674/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$55,012/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$261,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,795
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,567
−HK$784/mo
Today · 4.125%
HK$30,351
baseline
▲ 0.50% · 4.625%
HK$31,950
+HK$1,599/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$60,702/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$261,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,874
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,741
−HK$881/mo
Today · 4.125%
HK$29,622
baseline
▲ 0.50% · 4.625%
HK$31,425
+HK$1,803/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$59,244/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,010
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,842
−HK$843/mo
Today · 4.125%
HK$32,685
baseline
▲ 0.50% · 4.625%
HK$34,408
+HK$1,723/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$65,370/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,865
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,794
−HK$944/mo
Today · 4.125%
HK$31,738
baseline
▲ 0.50% · 4.625%
HK$33,669
+HK$1,931/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$63,476/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,225
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$34,116
−HK$904/mo
Today · 4.125%
HK$35,020
baseline
▲ 0.50% · 4.625%
HK$36,866
+HK$1,846/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$70,040/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,856
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,847
−HK$1,007/mo
Today · 4.125%
HK$33,854
baseline
▲ 0.50% · 4.625%
HK$35,914
+HK$2,060/mo
Deposit HK$1.75M · loan HK$6.99M · min. income ≈ HK$67,708/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,440
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,390
−HK$965/mo
Today · 4.125%
HK$37,355
baseline
▲ 0.50% · 4.625%
HK$39,324
+HK$1,969/mo
Deposit HK$1.75M · loan HK$6.99M · min. income ≈ HK$74,710/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,847
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,900
−HK$1,070/mo
Today · 4.125%
HK$35,970
baseline
▲ 0.50% · 4.625%
HK$38,159
+HK$2,189/mo
Deposit HK$1.31M · loan HK$7.42M · min. income ≈ HK$71,940/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,655
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,665
−HK$1,024/mo
Today · 4.125%
HK$39,689
baseline
▲ 0.50% · 4.625%
HK$41,781
+HK$2,092/mo
Deposit HK$1.31M · loan HK$7.42M · min. income ≈ HK$79,378/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,838
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$36,953
−HK$1,133/mo
Today · 4.125%
HK$38,086
baseline
▲ 0.50% · 4.625%
HK$40,403
+HK$2,317/mo
Deposit HK$873K · loan HK$7.86M · min. income ≈ HK$76,172/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$261,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,870
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,939
−HK$1,085/mo
Today · 4.125%
HK$42,024
baseline
▲ 0.50% · 4.625%
HK$44,239
+HK$2,215/mo
Deposit HK$873K · loan HK$7.86M · min. income ≈ HK$84,048/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$261,948 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).