▼ 0.50% · 3.625%
HK$15,134
−HK$949/mo
▼ 0.25% · 3.875%
HK$15,604
−HK$479/mo
Today · 4.125%
HK$16,083
baseline
▲ 0.50% · 4.625%
HK$17,061
+HK$978/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$32,166/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$198,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,836
−HK$910/mo
▼ 0.25% · 3.875%
HK$17,287
−HK$459/mo
Today · 4.125%
HK$17,746
baseline
▲ 0.50% · 4.625%
HK$18,681
+HK$935/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$35,492/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$198,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,647
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$17,165
−HK$526/mo
Today · 4.125%
HK$17,691
baseline
▲ 0.50% · 4.625%
HK$18,767
+HK$1,076/mo
Deposit HK$2.99M · loan HK$3.65M · min. income ≈ HK$35,382/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$198,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,519
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$19,016
−HK$504/mo
Today · 4.125%
HK$19,520
baseline
▲ 0.50% · 4.625%
HK$20,549
+HK$1,029/mo
Deposit HK$2.99M · loan HK$3.65M · min. income ≈ HK$39,040/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$198,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,160
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$18,725
−HK$574/mo
Today · 4.125%
HK$19,299
baseline
▲ 0.50% · 4.625%
HK$20,473
+HK$1,174/mo
Deposit HK$2.65M · loan HK$3.98M · min. income ≈ HK$38,598/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$198,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,203
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,745
−HK$550/mo
Today · 4.125%
HK$21,295
baseline
▲ 0.50% · 4.625%
HK$22,417
+HK$1,122/mo
Deposit HK$2.65M · loan HK$3.98M · min. income ≈ HK$42,590/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$198,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,674
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,286
−HK$621/mo
Today · 4.125%
HK$20,907
baseline
▲ 0.50% · 4.625%
HK$22,179
+HK$1,272/mo
Deposit HK$2.32M · loan HK$4.31M · min. income ≈ HK$41,814/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$198,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,887
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,474
−HK$595/mo
Today · 4.125%
HK$23,069
baseline
▲ 0.50% · 4.625%
HK$24,285
+HK$1,216/mo
Deposit HK$2.32M · loan HK$4.31M · min. income ≈ HK$46,138/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$198,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,187
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,846
−HK$670/mo
Today · 4.125%
HK$22,516
baseline
▲ 0.50% · 4.625%
HK$23,886
+HK$1,370/mo
Deposit HK$1.99M · loan HK$4.65M · min. income ≈ HK$45,032/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$198,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,570
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,202
−HK$642/mo
Today · 4.125%
HK$24,844
baseline
▲ 0.50% · 4.625%
HK$26,153
+HK$1,309/mo
Deposit HK$1.99M · loan HK$4.65M · min. income ≈ HK$49,688/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$198,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,700
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,406
−HK$718/mo
Today · 4.125%
HK$24,124
baseline
▲ 0.50% · 4.625%
HK$25,592
+HK$1,468/mo
Deposit HK$1.66M · loan HK$4.98M · min. income ≈ HK$48,248/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$198,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,254
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,931
−HK$687/mo
Today · 4.125%
HK$26,618
baseline
▲ 0.50% · 4.625%
HK$28,021
+HK$1,403/mo
Deposit HK$1.66M · loan HK$4.98M · min. income ≈ HK$53,236/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$198,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,214
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,967
−HK$765/mo
Today · 4.125%
HK$25,732
baseline
▲ 0.50% · 4.625%
HK$27,298
+HK$1,566/mo
Deposit HK$1.33M · loan HK$5.31M · min. income ≈ HK$51,464/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$198,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,937
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,660
−HK$733/mo
Today · 4.125%
HK$28,393
baseline
▲ 0.50% · 4.625%
HK$29,889
+HK$1,496/mo
Deposit HK$1.33M · loan HK$5.31M · min. income ≈ HK$56,786/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$198,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,727
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,527
−HK$813/mo
Today · 4.125%
HK$27,340
baseline
▲ 0.50% · 4.625%
HK$29,004
+HK$1,664/mo
Deposit HK$996K · loan HK$5.64M · min. income ≈ HK$54,680/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$198,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,621
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,389
−HK$778/mo
Today · 4.125%
HK$30,167
baseline
▲ 0.50% · 4.625%
HK$31,758
+HK$1,591/mo
Deposit HK$996K · loan HK$5.64M · min. income ≈ HK$60,334/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$198,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,240
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,088
−HK$861/mo
Today · 4.125%
HK$28,949
baseline
▲ 0.50% · 4.625%
HK$30,710
+HK$1,761/mo
Deposit HK$664K · loan HK$5.97M · min. income ≈ HK$57,898/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$198,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,305
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,117
−HK$825/mo
Today · 4.125%
HK$31,942
baseline
▲ 0.50% · 4.625%
HK$33,626
+HK$1,684/mo
Deposit HK$664K · loan HK$5.97M · min. income ≈ HK$63,884/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$198,677 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).