▼ 0.50% · 3.625%
HK$19,219
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$19,816
−HK$608/mo
Today · 4.125%
HK$20,424
baseline
▲ 0.50% · 4.625%
HK$21,666
+HK$1,242/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$40,848/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$252,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,380
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$21,954
−HK$582/mo
Today · 4.125%
HK$22,536
baseline
▲ 0.50% · 4.625%
HK$23,723
+HK$1,187/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$45,072/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$252,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,140
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,798
−HK$668/mo
Today · 4.125%
HK$22,466
baseline
▲ 0.50% · 4.625%
HK$23,833
+HK$1,367/mo
Deposit HK$3.79M · loan HK$4.64M · min. income ≈ HK$44,932/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$252,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,519
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,149
−HK$640/mo
Today · 4.125%
HK$24,789
baseline
▲ 0.50% · 4.625%
HK$26,096
+HK$1,307/mo
Deposit HK$3.79M · loan HK$4.64M · min. income ≈ HK$49,578/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$252,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,062
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,780
−HK$728/mo
Today · 4.125%
HK$24,508
baseline
▲ 0.50% · 4.625%
HK$26,000
+HK$1,492/mo
Deposit HK$3.37M · loan HK$5.06M · min. income ≈ HK$49,016/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,657
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,345
−HK$698/mo
Today · 4.125%
HK$27,043
baseline
▲ 0.50% · 4.625%
HK$28,468
+HK$1,425/mo
Deposit HK$3.37M · loan HK$5.06M · min. income ≈ HK$54,086/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,984
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,761
−HK$790/mo
Today · 4.125%
HK$26,551
baseline
▲ 0.50% · 4.625%
HK$28,166
+HK$1,615/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$53,102/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,795
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,540
−HK$756/mo
Today · 4.125%
HK$29,296
baseline
▲ 0.50% · 4.625%
HK$30,841
+HK$1,545/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$58,592/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,906
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,743
−HK$850/mo
Today · 4.125%
HK$28,593
baseline
▲ 0.50% · 4.625%
HK$30,333
+HK$1,740/mo
Deposit HK$2.53M · loan HK$5.90M · min. income ≈ HK$57,186/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,933
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,735
−HK$815/mo
Today · 4.125%
HK$31,550
baseline
▲ 0.50% · 4.625%
HK$33,213
+HK$1,663/mo
Deposit HK$2.53M · loan HK$5.90M · min. income ≈ HK$63,100/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,828
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,725
−HK$911/mo
Today · 4.125%
HK$30,636
baseline
▲ 0.50% · 4.625%
HK$32,500
+HK$1,864/mo
Deposit HK$2.11M · loan HK$6.32M · min. income ≈ HK$61,272/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,071
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,931
−HK$872/mo
Today · 4.125%
HK$33,803
baseline
▲ 0.50% · 4.625%
HK$35,585
+HK$1,782/mo
Deposit HK$2.11M · loan HK$6.32M · min. income ≈ HK$67,606/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,750
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,706
−HK$972/mo
Today · 4.125%
HK$32,678
baseline
▲ 0.50% · 4.625%
HK$34,666
+HK$1,988/mo
Deposit HK$1.69M · loan HK$6.74M · min. income ≈ HK$65,356/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,209
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,126
−HK$931/mo
Today · 4.125%
HK$36,057
baseline
▲ 0.50% · 4.625%
HK$37,958
+HK$1,901/mo
Deposit HK$1.69M · loan HK$6.74M · min. income ≈ HK$72,114/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,672
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,688
−HK$1,032/mo
Today · 4.125%
HK$34,720
baseline
▲ 0.50% · 4.625%
HK$36,833
+HK$2,113/mo
Deposit HK$1.26M · loan HK$7.16M · min. income ≈ HK$69,440/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,347
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,322
−HK$989/mo
Today · 4.125%
HK$38,311
baseline
▲ 0.50% · 4.625%
HK$40,330
+HK$2,019/mo
Deposit HK$1.26M · loan HK$7.16M · min. income ≈ HK$76,622/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,593
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,669
−HK$1,094/mo
Today · 4.125%
HK$36,763
baseline
▲ 0.50% · 4.625%
HK$39,000
+HK$2,237/mo
Deposit HK$843K · loan HK$7.59M · min. income ≈ HK$73,526/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$252,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,485
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,517
−HK$1,047/mo
Today · 4.125%
HK$40,564
baseline
▲ 0.50% · 4.625%
HK$42,702
+HK$2,138/mo
Deposit HK$843K · loan HK$7.59M · min. income ≈ HK$81,128/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$252,848 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).