▼ 0.50% · 3.625%
HK$20,176
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,803
−HK$638/mo
Today · 4.125%
HK$21,441
baseline
▲ 0.50% · 4.625%
HK$22,745
+HK$1,304/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$42,882/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,445
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,047
−HK$611/mo
Today · 4.125%
HK$23,658
baseline
▲ 0.50% · 4.625%
HK$24,905
+HK$1,247/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$47,316/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,193
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,883
−HK$702/mo
Today · 4.125%
HK$23,585
baseline
▲ 0.50% · 4.625%
HK$25,020
+HK$1,435/mo
Deposit HK$3.98M · loan HK$4.87M · min. income ≈ HK$47,170/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,690
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,352
−HK$672/mo
Today · 4.125%
HK$26,024
baseline
▲ 0.50% · 4.625%
HK$27,395
+HK$1,371/mo
Deposit HK$3.98M · loan HK$4.87M · min. income ≈ HK$52,048/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,211
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,964
−HK$765/mo
Today · 4.125%
HK$25,729
baseline
▲ 0.50% · 4.625%
HK$27,294
+HK$1,565/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$51,458/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,934
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,656
−HK$733/mo
Today · 4.125%
HK$28,389
baseline
▲ 0.50% · 4.625%
HK$29,886
+HK$1,497/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$56,778/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,228
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,044
−HK$829/mo
Today · 4.125%
HK$27,873
baseline
▲ 0.50% · 4.625%
HK$29,569
+HK$1,696/mo
Deposit HK$3.10M · loan HK$5.75M · min. income ≈ HK$55,746/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,179
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,961
−HK$794/mo
Today · 4.125%
HK$30,755
baseline
▲ 0.50% · 4.625%
HK$32,376
+HK$1,621/mo
Deposit HK$3.10M · loan HK$5.75M · min. income ≈ HK$61,510/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,246
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,124
−HK$893/mo
Today · 4.125%
HK$30,017
baseline
▲ 0.50% · 4.625%
HK$31,843
+HK$1,826/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$60,034/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,423
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,266
−HK$855/mo
Today · 4.125%
HK$33,121
baseline
▲ 0.50% · 4.625%
HK$34,867
+HK$1,746/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$66,242/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,263
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,205
−HK$956/mo
Today · 4.125%
HK$32,161
baseline
▲ 0.50% · 4.625%
HK$34,118
+HK$1,957/mo
Deposit HK$2.21M · loan HK$6.64M · min. income ≈ HK$64,322/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,668
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,571
−HK$916/mo
Today · 4.125%
HK$35,487
baseline
▲ 0.50% · 4.625%
HK$37,357
+HK$1,870/mo
Deposit HK$2.21M · loan HK$6.64M · min. income ≈ HK$70,974/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,281
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,285
−HK$1,020/mo
Today · 4.125%
HK$34,305
baseline
▲ 0.50% · 4.625%
HK$36,393
+HK$2,088/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$68,610/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,912
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,875
−HK$977/mo
Today · 4.125%
HK$37,852
baseline
▲ 0.50% · 4.625%
HK$39,848
+HK$1,996/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$75,704/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,298
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,365
−HK$1,084/mo
Today · 4.125%
HK$36,449
baseline
▲ 0.50% · 4.625%
HK$38,667
+HK$2,218/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$72,898/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,157
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,180
−HK$1,038/mo
Today · 4.125%
HK$40,218
baseline
▲ 0.50% · 4.625%
HK$42,338
+HK$2,120/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$80,436/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,316
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,446
−HK$1,147/mo
Today · 4.125%
HK$38,593
baseline
▲ 0.50% · 4.625%
HK$40,942
+HK$2,349/mo
Deposit HK$885K · loan HK$7.96M · min. income ≈ HK$77,186/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,401
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,485
−HK$1,099/mo
Today · 4.125%
HK$42,584
baseline
▲ 0.50% · 4.625%
HK$44,829
+HK$2,245/mo
Deposit HK$885K · loan HK$7.96M · min. income ≈ HK$85,168/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,438 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).