▼ 0.50% · 3.625%
HK$18,231
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,798
−HK$576/mo
Today · 4.125%
HK$19,374
baseline
▲ 0.50% · 4.625%
HK$20,553
+HK$1,179/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$38,748/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$239,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,282
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$20,826
−HK$552/mo
Today · 4.125%
HK$21,378
baseline
▲ 0.50% · 4.625%
HK$22,505
+HK$1,127/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$42,756/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$239,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,054
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,678
−HK$634/mo
Today · 4.125%
HK$21,312
baseline
▲ 0.50% · 4.625%
HK$22,609
+HK$1,297/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$42,624/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$239,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,310
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,908
−HK$607/mo
Today · 4.125%
HK$23,515
baseline
▲ 0.50% · 4.625%
HK$24,755
+HK$1,240/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$47,030/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$239,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,877
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,558
−HK$691/mo
Today · 4.125%
HK$23,249
baseline
▲ 0.50% · 4.625%
HK$24,664
+HK$1,415/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$46,498/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$239,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,338
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,991
−HK$662/mo
Today · 4.125%
HK$25,653
baseline
▲ 0.50% · 4.625%
HK$27,005
+HK$1,352/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$51,306/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$239,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,700
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,438
−HK$749/mo
Today · 4.125%
HK$25,187
baseline
▲ 0.50% · 4.625%
HK$26,719
+HK$1,532/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$50,374/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$239,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,367
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,074
−HK$717/mo
Today · 4.125%
HK$27,791
baseline
▲ 0.50% · 4.625%
HK$29,256
+HK$1,465/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$55,582/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$239,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,524
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,317
−HK$807/mo
Today · 4.125%
HK$27,124
baseline
▲ 0.50% · 4.625%
HK$28,775
+HK$1,651/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$54,248/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,395
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,156
−HK$773/mo
Today · 4.125%
HK$29,929
baseline
▲ 0.50% · 4.625%
HK$31,506
+HK$1,577/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$59,858/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,347
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,197
−HK$865/mo
Today · 4.125%
HK$29,062
baseline
▲ 0.50% · 4.625%
HK$30,830
+HK$1,768/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$58,124/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,423
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,239
−HK$828/mo
Today · 4.125%
HK$32,067
baseline
▲ 0.50% · 4.625%
HK$33,757
+HK$1,690/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$64,134/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,170
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,077
−HK$922/mo
Today · 4.125%
HK$30,999
baseline
▲ 0.50% · 4.625%
HK$32,885
+HK$1,886/mo
Deposit HK$1.60M · loan HK$6.40M · min. income ≈ HK$61,998/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,451
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,321
−HK$883/mo
Today · 4.125%
HK$34,204
baseline
▲ 0.50% · 4.625%
HK$36,007
+HK$1,803/mo
Deposit HK$1.60M · loan HK$6.40M · min. income ≈ HK$68,408/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,993
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,957
−HK$979/mo
Today · 4.125%
HK$32,936
baseline
▲ 0.50% · 4.625%
HK$34,941
+HK$2,005/mo
Deposit HK$1.20M · loan HK$6.80M · min. income ≈ HK$65,872/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,479
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,404
−HK$938/mo
Today · 4.125%
HK$36,342
baseline
▲ 0.50% · 4.625%
HK$38,258
+HK$1,916/mo
Deposit HK$1.20M · loan HK$6.80M · min. income ≈ HK$72,684/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,816
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,837
−HK$1,037/mo
Today · 4.125%
HK$34,874
baseline
▲ 0.50% · 4.625%
HK$36,996
+HK$2,122/mo
Deposit HK$800K · loan HK$7.20M · min. income ≈ HK$69,748/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,507
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,487
−HK$993/mo
Today · 4.125%
HK$38,480
baseline
▲ 0.50% · 4.625%
HK$40,508
+HK$2,028/mo
Deposit HK$800K · loan HK$7.20M · min. income ≈ HK$76,960/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,857 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).