▼ 0.50% · 3.625%
HK$16,108
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$16,609
−HK$509/mo
Today · 4.125%
HK$17,118
baseline
▲ 0.50% · 4.625%
HK$18,160
+HK$1,042/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$34,236/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$211,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,920
−HK$968/mo
▼ 0.25% · 3.875%
HK$18,400
−HK$488/mo
Today · 4.125%
HK$18,888
baseline
▲ 0.50% · 4.625%
HK$19,884
+HK$996/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$37,776/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$211,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,719
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$18,270
−HK$560/mo
Today · 4.125%
HK$18,830
baseline
▲ 0.50% · 4.625%
HK$19,975
+HK$1,145/mo
Deposit HK$3.18M · loan HK$3.89M · min. income ≈ HK$37,660/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$211,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,712
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$20,240
−HK$537/mo
Today · 4.125%
HK$20,777
baseline
▲ 0.50% · 4.625%
HK$21,872
+HK$1,095/mo
Deposit HK$3.18M · loan HK$3.89M · min. income ≈ HK$41,554/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$211,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,329
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$19,931
−HK$610/mo
Today · 4.125%
HK$20,541
baseline
▲ 0.50% · 4.625%
HK$21,791
+HK$1,250/mo
Deposit HK$2.83M · loan HK$4.24M · min. income ≈ HK$41,082/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$211,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,504
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$22,080
−HK$586/mo
Today · 4.125%
HK$22,666
baseline
▲ 0.50% · 4.625%
HK$23,860
+HK$1,194/mo
Deposit HK$2.83M · loan HK$4.24M · min. income ≈ HK$45,332/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$211,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,940
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,592
−HK$661/mo
Today · 4.125%
HK$22,253
baseline
▲ 0.50% · 4.625%
HK$23,607
+HK$1,354/mo
Deposit HK$2.47M · loan HK$4.59M · min. income ≈ HK$44,506/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$211,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,296
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,920
−HK$634/mo
Today · 4.125%
HK$24,554
baseline
▲ 0.50% · 4.625%
HK$25,849
+HK$1,295/mo
Deposit HK$2.47M · loan HK$4.59M · min. income ≈ HK$49,108/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$211,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,551
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,252
−HK$713/mo
Today · 4.125%
HK$23,965
baseline
▲ 0.50% · 4.625%
HK$25,423
+HK$1,458/mo
Deposit HK$2.12M · loan HK$4.94M · min. income ≈ HK$47,930/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,088
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,761
−HK$682/mo
Today · 4.125%
HK$26,443
baseline
▲ 0.50% · 4.625%
HK$27,837
+HK$1,394/mo
Deposit HK$2.12M · loan HK$4.94M · min. income ≈ HK$52,886/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,162
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,913
−HK$764/mo
Today · 4.125%
HK$25,677
baseline
▲ 0.50% · 4.625%
HK$27,239
+HK$1,562/mo
Deposit HK$1.77M · loan HK$5.30M · min. income ≈ HK$51,354/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$211,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,880
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,601
−HK$731/mo
Today · 4.125%
HK$28,332
baseline
▲ 0.50% · 4.625%
HK$29,825
+HK$1,493/mo
Deposit HK$1.77M · loan HK$5.30M · min. income ≈ HK$56,664/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$211,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,773
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,574
−HK$815/mo
Today · 4.125%
HK$27,389
baseline
▲ 0.50% · 4.625%
HK$29,055
+HK$1,666/mo
Deposit HK$1.41M · loan HK$5.65M · min. income ≈ HK$54,778/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$211,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,672
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,441
−HK$780/mo
Today · 4.125%
HK$30,221
baseline
▲ 0.50% · 4.625%
HK$31,814
+HK$1,593/mo
Deposit HK$1.41M · loan HK$5.65M · min. income ≈ HK$60,442/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$211,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,383
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,235
−HK$865/mo
Today · 4.125%
HK$29,100
baseline
▲ 0.50% · 4.625%
HK$30,871
+HK$1,771/mo
Deposit HK$1.06M · loan HK$6.00M · min. income ≈ HK$58,200/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,464
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,281
−HK$828/mo
Today · 4.125%
HK$32,109
baseline
▲ 0.50% · 4.625%
HK$33,802
+HK$1,693/mo
Deposit HK$1.06M · loan HK$6.00M · min. income ≈ HK$64,218/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,994
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,896
−HK$916/mo
Today · 4.125%
HK$30,812
baseline
▲ 0.50% · 4.625%
HK$32,687
+HK$1,875/mo
Deposit HK$706K · loan HK$6.36M · min. income ≈ HK$61,624/mo (50% DSR)
Upfront cash ≈ HK$918K (deposit + AVD stamp duty HK$211,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,256
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,121
−HK$877/mo
Today · 4.125%
HK$33,998
baseline
▲ 0.50% · 4.625%
HK$35,790
+HK$1,792/mo
Deposit HK$706K · loan HK$6.36M · min. income ≈ HK$67,996/mo (50% DSR)
Upfront cash ≈ HK$918K (deposit + AVD stamp duty HK$211,922 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).