▼ 0.50% · 3.625%
HK$15,521
−HK$973/mo
▼ 0.25% · 3.875%
HK$16,003
−HK$491/mo
Today · 4.125%
HK$16,494
baseline
▲ 0.50% · 4.625%
HK$17,497
+HK$1,003/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,988/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,266
−HK$933/mo
▼ 0.25% · 3.875%
HK$17,730
−HK$469/mo
Today · 4.125%
HK$18,199
baseline
▲ 0.50% · 4.625%
HK$19,159
+HK$960/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,398/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,073
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$17,604
−HK$539/mo
Today · 4.125%
HK$18,143
baseline
▲ 0.50% · 4.625%
HK$19,247
+HK$1,104/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$36,286/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,993
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$19,502
−HK$517/mo
Today · 4.125%
HK$20,019
baseline
▲ 0.50% · 4.625%
HK$21,074
+HK$1,055/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$40,038/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,625
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$19,204
−HK$589/mo
Today · 4.125%
HK$19,793
baseline
▲ 0.50% · 4.625%
HK$20,997
+HK$1,204/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,586/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,720
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,275
−HK$564/mo
Today · 4.125%
HK$21,839
baseline
▲ 0.50% · 4.625%
HK$22,990
+HK$1,151/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,678/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,177
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,804
−HK$638/mo
Today · 4.125%
HK$21,442
baseline
▲ 0.50% · 4.625%
HK$22,747
+HK$1,305/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$42,884/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,446
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,048
−HK$611/mo
Today · 4.125%
HK$23,659
baseline
▲ 0.50% · 4.625%
HK$24,906
+HK$1,247/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$47,318/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,729
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,405
−HK$686/mo
Today · 4.125%
HK$23,091
baseline
▲ 0.50% · 4.625%
HK$24,496
+HK$1,405/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$46,182/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,173
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,821
−HK$658/mo
Today · 4.125%
HK$25,479
baseline
▲ 0.50% · 4.625%
HK$26,822
+HK$1,343/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$50,958/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,281
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,005
−HK$736/mo
Today · 4.125%
HK$24,741
baseline
▲ 0.50% · 4.625%
HK$26,246
+HK$1,505/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$49,482/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,900
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,594
−HK$705/mo
Today · 4.125%
HK$27,299
baseline
▲ 0.50% · 4.625%
HK$28,738
+HK$1,439/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$54,598/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,833
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,605
−HK$785/mo
Today · 4.125%
HK$26,390
baseline
▲ 0.50% · 4.625%
HK$27,996
+HK$1,606/mo
Deposit HK$1.36M · loan HK$5.45M · min. income ≈ HK$52,780/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,626
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,367
−HK$752/mo
Today · 4.125%
HK$29,119
baseline
▲ 0.50% · 4.625%
HK$30,654
+HK$1,535/mo
Deposit HK$1.36M · loan HK$5.45M · min. income ≈ HK$58,238/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,385
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,206
−HK$833/mo
Today · 4.125%
HK$28,039
baseline
▲ 0.50% · 4.625%
HK$29,746
+HK$1,707/mo
Deposit HK$1.02M · loan HK$5.79M · min. income ≈ HK$56,078/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,353
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,140
−HK$799/mo
Today · 4.125%
HK$30,939
baseline
▲ 0.50% · 4.625%
HK$32,570
+HK$1,631/mo
Deposit HK$1.02M · loan HK$5.79M · min. income ≈ HK$61,878/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,937
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,806
−HK$883/mo
Today · 4.125%
HK$29,689
baseline
▲ 0.50% · 4.625%
HK$31,495
+HK$1,806/mo
Deposit HK$681K · loan HK$6.13M · min. income ≈ HK$59,378/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$204,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,080
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,913
−HK$846/mo
Today · 4.125%
HK$32,759
baseline
▲ 0.50% · 4.625%
HK$34,485
+HK$1,726/mo
Deposit HK$681K · loan HK$6.13M · min. income ≈ HK$65,518/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$204,195 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).