▼ 0.50% · 3.625%
HK$20,164
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$20,791
−HK$637/mo
Today · 4.125%
HK$21,428
baseline
▲ 0.50% · 4.625%
HK$22,732
+HK$1,304/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$42,856/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,432
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,034
−HK$610/mo
Today · 4.125%
HK$23,644
baseline
▲ 0.50% · 4.625%
HK$24,890
+HK$1,246/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$47,288/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,180
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,870
−HK$701/mo
Today · 4.125%
HK$23,571
baseline
▲ 0.50% · 4.625%
HK$25,006
+HK$1,435/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$47,142/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$265,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,675
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,337
−HK$672/mo
Today · 4.125%
HK$26,009
baseline
▲ 0.50% · 4.625%
HK$27,380
+HK$1,371/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$52,018/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$265,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,197
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,949
−HK$765/mo
Today · 4.125%
HK$25,714
baseline
▲ 0.50% · 4.625%
HK$27,279
+HK$1,565/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$51,428/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,919
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,641
−HK$732/mo
Today · 4.125%
HK$28,373
baseline
▲ 0.50% · 4.625%
HK$29,869
+HK$1,496/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$56,746/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,213
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,029
−HK$828/mo
Today · 4.125%
HK$27,857
baseline
▲ 0.50% · 4.625%
HK$29,552
+HK$1,695/mo
Deposit HK$3.09M · loan HK$5.75M · min. income ≈ HK$55,714/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,162
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,944
−HK$793/mo
Today · 4.125%
HK$30,737
baseline
▲ 0.50% · 4.625%
HK$32,358
+HK$1,621/mo
Deposit HK$3.09M · loan HK$5.75M · min. income ≈ HK$61,474/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,230
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,108
−HK$892/mo
Today · 4.125%
HK$30,000
baseline
▲ 0.50% · 4.625%
HK$31,825
+HK$1,825/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$60,000/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,405
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,247
−HK$855/mo
Today · 4.125%
HK$33,102
baseline
▲ 0.50% · 4.625%
HK$34,847
+HK$1,745/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$66,204/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,246
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,187
−HK$956/mo
Today · 4.125%
HK$32,143
baseline
▲ 0.50% · 4.625%
HK$34,098
+HK$1,955/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$64,286/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,648
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$34,551
−HK$915/mo
Today · 4.125%
HK$35,466
baseline
▲ 0.50% · 4.625%
HK$37,336
+HK$1,870/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$70,932/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,262
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,266
−HK$1,019/mo
Today · 4.125%
HK$34,285
baseline
▲ 0.50% · 4.625%
HK$36,372
+HK$2,087/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$68,570/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,892
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,854
−HK$977/mo
Today · 4.125%
HK$37,831
baseline
▲ 0.50% · 4.625%
HK$39,825
+HK$1,994/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$75,662/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,279
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,345
−HK$1,083/mo
Today · 4.125%
HK$36,428
baseline
▲ 0.50% · 4.625%
HK$38,645
+HK$2,217/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$72,856/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,135
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,158
−HK$1,037/mo
Today · 4.125%
HK$40,195
baseline
▲ 0.50% · 4.625%
HK$42,314
+HK$2,119/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$80,390/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,295
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,424
−HK$1,147/mo
Today · 4.125%
HK$38,571
baseline
▲ 0.50% · 4.625%
HK$40,918
+HK$2,347/mo
Deposit HK$884K · loan HK$7.96M · min. income ≈ HK$77,142/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,378
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,461
−HK$1,098/mo
Today · 4.125%
HK$42,559
baseline
▲ 0.50% · 4.625%
HK$44,803
+HK$2,244/mo
Deposit HK$884K · loan HK$7.96M · min. income ≈ HK$85,118/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,286 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).