▼ 0.50% · 3.625%
HK$14,547
−HK$912/mo
▼ 0.25% · 3.875%
HK$14,999
−HK$460/mo
Today · 4.125%
HK$15,459
baseline
▲ 0.50% · 4.625%
HK$16,400
+HK$941/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$30,918/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$172,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,183
−HK$875/mo
▼ 0.25% · 3.875%
HK$16,617
−HK$441/mo
Today · 4.125%
HK$17,058
baseline
▲ 0.50% · 4.625%
HK$17,957
+HK$899/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$34,116/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$172,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,001
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$16,499
−HK$506/mo
Today · 4.125%
HK$17,005
baseline
▲ 0.50% · 4.625%
HK$18,040
+HK$1,035/mo
Deposit HK$2.87M · loan HK$3.51M · min. income ≈ HK$34,010/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$172,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,802
−HK$961/mo
▼ 0.25% · 3.875%
HK$18,279
−HK$484/mo
Today · 4.125%
HK$18,763
baseline
▲ 0.50% · 4.625%
HK$19,752
+HK$989/mo
Deposit HK$2.87M · loan HK$3.51M · min. income ≈ HK$37,526/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$172,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,456
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$17,999
−HK$552/mo
Today · 4.125%
HK$18,551
baseline
▲ 0.50% · 4.625%
HK$19,680
+HK$1,129/mo
Deposit HK$2.55M · loan HK$3.83M · min. income ≈ HK$37,102/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$172,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,420
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$19,941
−HK$528/mo
Today · 4.125%
HK$20,469
baseline
▲ 0.50% · 4.625%
HK$21,548
+HK$1,079/mo
Deposit HK$2.55M · loan HK$3.83M · min. income ≈ HK$40,938/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$172,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,911
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$19,499
−HK$598/mo
Today · 4.125%
HK$20,097
baseline
▲ 0.50% · 4.625%
HK$21,320
+HK$1,223/mo
Deposit HK$2.23M · loan HK$4.15M · min. income ≈ HK$40,194/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$172,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,038
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$21,602
−HK$573/mo
Today · 4.125%
HK$22,175
baseline
▲ 0.50% · 4.625%
HK$23,344
+HK$1,169/mo
Deposit HK$2.23M · loan HK$4.15M · min. income ≈ HK$44,350/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$172,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,366
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$20,999
−HK$644/mo
Today · 4.125%
HK$21,643
baseline
▲ 0.50% · 4.625%
HK$22,960
+HK$1,317/mo
Deposit HK$1.91M · loan HK$4.47M · min. income ≈ HK$43,286/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$172,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,656
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,264
−HK$617/mo
Today · 4.125%
HK$23,881
baseline
▲ 0.50% · 4.625%
HK$25,139
+HK$1,258/mo
Deposit HK$1.91M · loan HK$4.47M · min. income ≈ HK$47,762/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$172,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,820
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,499
−HK$690/mo
Today · 4.125%
HK$23,189
baseline
▲ 0.50% · 4.625%
HK$24,600
+HK$1,411/mo
Deposit HK$1.59M · loan HK$4.78M · min. income ≈ HK$46,378/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$172,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,275
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,926
−HK$660/mo
Today · 4.125%
HK$25,586
baseline
▲ 0.50% · 4.625%
HK$26,935
+HK$1,349/mo
Deposit HK$1.59M · loan HK$4.78M · min. income ≈ HK$51,172/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$172,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,275
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,999
−HK$735/mo
Today · 4.125%
HK$24,734
baseline
▲ 0.50% · 4.625%
HK$26,239
+HK$1,505/mo
Deposit HK$1.28M · loan HK$5.10M · min. income ≈ HK$49,468/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$172,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,893
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,588
−HK$704/mo
Today · 4.125%
HK$27,292
baseline
▲ 0.50% · 4.625%
HK$28,731
+HK$1,439/mo
Deposit HK$1.28M · loan HK$5.10M · min. income ≈ HK$54,584/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$172,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,730
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,499
−HK$781/mo
Today · 4.125%
HK$26,280
baseline
▲ 0.50% · 4.625%
HK$27,879
+HK$1,599/mo
Deposit HK$957K · loan HK$5.42M · min. income ≈ HK$52,560/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$172,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,511
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,249
−HK$749/mo
Today · 4.125%
HK$28,998
baseline
▲ 0.50% · 4.625%
HK$30,526
+HK$1,528/mo
Deposit HK$957K · loan HK$5.42M · min. income ≈ HK$57,996/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$172,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,184
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$26,999
−HK$827/mo
Today · 4.125%
HK$27,826
baseline
▲ 0.50% · 4.625%
HK$29,519
+HK$1,693/mo
Deposit HK$638K · loan HK$5.74M · min. income ≈ HK$55,652/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$172,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,130
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,911
−HK$793/mo
Today · 4.125%
HK$30,704
baseline
▲ 0.50% · 4.625%
HK$32,322
+HK$1,618/mo
Deposit HK$638K · loan HK$5.74M · min. income ≈ HK$61,408/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$172,947 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).