▼ 0.50% · 3.625%
HK$19,958
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$20,579
−HK$631/mo
Today · 4.125%
HK$21,210
baseline
▲ 0.50% · 4.625%
HK$22,500
+HK$1,290/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$42,420/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,203
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,799
−HK$604/mo
Today · 4.125%
HK$23,403
baseline
▲ 0.50% · 4.625%
HK$24,636
+HK$1,233/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$46,806/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,954
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,637
−HK$694/mo
Today · 4.125%
HK$23,331
baseline
▲ 0.50% · 4.625%
HK$24,750
+HK$1,419/mo
Deposit HK$3.94M · loan HK$4.81M · min. income ≈ HK$46,662/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,423
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,078
−HK$665/mo
Today · 4.125%
HK$25,743
baseline
▲ 0.50% · 4.625%
HK$27,100
+HK$1,357/mo
Deposit HK$3.94M · loan HK$4.81M · min. income ≈ HK$51,486/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,950
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,695
−HK$757/mo
Today · 4.125%
HK$25,452
baseline
▲ 0.50% · 4.625%
HK$27,000
+HK$1,548/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$50,904/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,644
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,358
−HK$725/mo
Today · 4.125%
HK$28,083
baseline
▲ 0.50% · 4.625%
HK$29,564
+HK$1,481/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$56,166/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,945
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,753
−HK$819/mo
Today · 4.125%
HK$27,572
baseline
▲ 0.50% · 4.625%
HK$29,250
+HK$1,678/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$55,144/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,864
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,638
−HK$786/mo
Today · 4.125%
HK$30,424
baseline
▲ 0.50% · 4.625%
HK$32,027
+HK$1,603/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$60,848/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,941
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,810
−HK$883/mo
Today · 4.125%
HK$29,693
baseline
▲ 0.50% · 4.625%
HK$31,500
+HK$1,807/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$59,386/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,084
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,918
−HK$846/mo
Today · 4.125%
HK$32,764
baseline
▲ 0.50% · 4.625%
HK$34,491
+HK$1,727/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$65,528/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,937
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,868
−HK$946/mo
Today · 4.125%
HK$31,814
baseline
▲ 0.50% · 4.625%
HK$33,750
+HK$1,936/mo
Deposit HK$2.19M · loan HK$6.56M · min. income ≈ HK$63,628/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,305
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,198
−HK$906/mo
Today · 4.125%
HK$35,104
baseline
▲ 0.50% · 4.625%
HK$36,954
+HK$1,850/mo
Deposit HK$2.19M · loan HK$6.56M · min. income ≈ HK$70,208/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,933
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,926
−HK$1,009/mo
Today · 4.125%
HK$33,935
baseline
▲ 0.50% · 4.625%
HK$36,000
+HK$2,065/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$67,870/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,525
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,478
−HK$966/mo
Today · 4.125%
HK$37,444
baseline
▲ 0.50% · 4.625%
HK$39,418
+HK$1,974/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$74,888/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,929
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,984
−HK$1,072/mo
Today · 4.125%
HK$36,056
baseline
▲ 0.50% · 4.625%
HK$38,250
+HK$2,194/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$72,112/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,745
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,758
−HK$1,027/mo
Today · 4.125%
HK$39,785
baseline
▲ 0.50% · 4.625%
HK$41,882
+HK$2,097/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$79,570/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,924
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,042
−HK$1,135/mo
Today · 4.125%
HK$38,177
baseline
▲ 0.50% · 4.625%
HK$40,500
+HK$2,323/mo
Deposit HK$875K · loan HK$7.88M · min. income ≈ HK$76,354/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,966
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,037
−HK$1,088/mo
Today · 4.125%
HK$42,125
baseline
▲ 0.50% · 4.625%
HK$44,345
+HK$2,220/mo
Deposit HK$875K · loan HK$7.88M · min. income ≈ HK$84,250/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,577 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).