▼ 0.50% · 3.625%
HK$22,043
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,729
−HK$696/mo
Today · 4.125%
HK$23,425
baseline
▲ 0.50% · 4.625%
HK$24,851
+HK$1,426/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,850/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,523
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,180
−HK$668/mo
Today · 4.125%
HK$25,848
baseline
▲ 0.50% · 4.625%
HK$27,210
+HK$1,362/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,696/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,247
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,002
−HK$766/mo
Today · 4.125%
HK$25,768
baseline
▲ 0.50% · 4.625%
HK$27,336
+HK$1,568/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$51,536/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$336,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,975
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,698
−HK$734/mo
Today · 4.125%
HK$28,432
baseline
▲ 0.50% · 4.625%
HK$29,931
+HK$1,499/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$56,864/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$336,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,452
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,275
−HK$835/mo
Today · 4.125%
HK$28,110
baseline
▲ 0.50% · 4.625%
HK$29,821
+HK$1,711/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$56,220/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,427
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,217
−HK$800/mo
Today · 4.125%
HK$31,017
baseline
▲ 0.50% · 4.625%
HK$32,652
+HK$1,635/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$62,034/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,656
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,547
−HK$906/mo
Today · 4.125%
HK$30,453
baseline
▲ 0.50% · 4.625%
HK$32,306
+HK$1,853/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$60,906/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,880
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,735
−HK$867/mo
Today · 4.125%
HK$33,602
baseline
▲ 0.50% · 4.625%
HK$35,373
+HK$1,771/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$67,204/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,860
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,820
−HK$976/mo
Today · 4.125%
HK$32,796
baseline
▲ 0.50% · 4.625%
HK$34,791
+HK$1,995/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$65,592/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,332
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,253
−HK$934/mo
Today · 4.125%
HK$36,187
baseline
▲ 0.50% · 4.625%
HK$38,094
+HK$1,907/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$72,374/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,065
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,093
−HK$1,045/mo
Today · 4.125%
HK$35,138
baseline
▲ 0.50% · 4.625%
HK$37,276
+HK$2,138/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$70,276/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,784
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,771
−HK$1,000/mo
Today · 4.125%
HK$38,771
baseline
▲ 0.50% · 4.625%
HK$40,815
+HK$2,044/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$77,542/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,269
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,366
−HK$1,115/mo
Today · 4.125%
HK$37,481
baseline
▲ 0.50% · 4.625%
HK$39,761
+HK$2,280/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$74,962/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,236
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,289
−HK$1,067/mo
Today · 4.125%
HK$41,356
baseline
▲ 0.50% · 4.625%
HK$43,536
+HK$2,180/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$82,712/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,473
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,639
−HK$1,184/mo
Today · 4.125%
HK$39,823
baseline
▲ 0.50% · 4.625%
HK$42,246
+HK$2,423/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$79,646/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,689
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,807
−HK$1,134/mo
Today · 4.125%
HK$43,941
baseline
▲ 0.50% · 4.625%
HK$46,257
+HK$2,316/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$87,882/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,678
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,912
−HK$1,254/mo
Today · 4.125%
HK$42,166
baseline
▲ 0.50% · 4.625%
HK$44,731
+HK$2,565/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$84,332/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,141
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$45,325
−HK$1,201/mo
Today · 4.125%
HK$46,526
baseline
▲ 0.50% · 4.625%
HK$48,978
+HK$2,452/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$93,052/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,695 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).