▼ 0.50% · 3.625%
HK$20,191
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,819
−HK$639/mo
Today · 4.125%
HK$21,458
baseline
▲ 0.50% · 4.625%
HK$22,763
+HK$1,305/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$42,916/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,463
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,065
−HK$611/mo
Today · 4.125%
HK$23,676
baseline
▲ 0.50% · 4.625%
HK$24,924
+HK$1,248/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$47,352/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,211
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,901
−HK$702/mo
Today · 4.125%
HK$23,603
baseline
▲ 0.50% · 4.625%
HK$25,040
+HK$1,437/mo
Deposit HK$3.98M · loan HK$4.87M · min. income ≈ HK$47,206/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,709
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,372
−HK$672/mo
Today · 4.125%
HK$26,044
baseline
▲ 0.50% · 4.625%
HK$27,417
+HK$1,373/mo
Deposit HK$3.98M · loan HK$4.87M · min. income ≈ HK$52,088/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,230
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$24,983
−HK$766/mo
Today · 4.125%
HK$25,749
baseline
▲ 0.50% · 4.625%
HK$27,316
+HK$1,567/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$51,498/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,955
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,678
−HK$734/mo
Today · 4.125%
HK$28,412
baseline
▲ 0.50% · 4.625%
HK$29,909
+HK$1,497/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$56,824/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,249
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,065
−HK$830/mo
Today · 4.125%
HK$27,895
baseline
▲ 0.50% · 4.625%
HK$29,592
+HK$1,697/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$55,790/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,202
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,985
−HK$794/mo
Today · 4.125%
HK$30,779
baseline
▲ 0.50% · 4.625%
HK$32,402
+HK$1,623/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$61,558/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,268
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,147
−HK$894/mo
Today · 4.125%
HK$30,041
baseline
▲ 0.50% · 4.625%
HK$31,869
+HK$1,828/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$60,082/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,448
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,291
−HK$856/mo
Today · 4.125%
HK$33,147
baseline
▲ 0.50% · 4.625%
HK$34,894
+HK$1,747/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$66,294/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,287
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,229
−HK$957/mo
Today · 4.125%
HK$32,186
baseline
▲ 0.50% · 4.625%
HK$34,145
+HK$1,959/mo
Deposit HK$2.21M · loan HK$6.64M · min. income ≈ HK$64,372/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,694
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,598
−HK$916/mo
Today · 4.125%
HK$35,514
baseline
▲ 0.50% · 4.625%
HK$37,387
+HK$1,873/mo
Deposit HK$2.21M · loan HK$6.64M · min. income ≈ HK$71,028/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,306
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,311
−HK$1,021/mo
Today · 4.125%
HK$34,332
baseline
▲ 0.50% · 4.625%
HK$36,421
+HK$2,089/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$68,664/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,940
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,904
−HK$978/mo
Today · 4.125%
HK$37,882
baseline
▲ 0.50% · 4.625%
HK$39,879
+HK$1,997/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$75,764/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,325
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,393
−HK$1,085/mo
Today · 4.125%
HK$36,478
baseline
▲ 0.50% · 4.625%
HK$38,697
+HK$2,219/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$72,956/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,187
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,211
−HK$1,039/mo
Today · 4.125%
HK$40,250
baseline
▲ 0.50% · 4.625%
HK$42,371
+HK$2,121/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$80,500/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,345
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,475
−HK$1,149/mo
Today · 4.125%
HK$38,624
baseline
▲ 0.50% · 4.625%
HK$40,974
+HK$2,350/mo
Deposit HK$885K · loan HK$7.97M · min. income ≈ HK$77,248/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,433
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,517
−HK$1,100/mo
Today · 4.125%
HK$42,617
baseline
▲ 0.50% · 4.625%
HK$44,864
+HK$2,247/mo
Deposit HK$885K · loan HK$7.97M · min. income ≈ HK$85,234/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,647 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).