▼ 0.50% · 3.625%
HK$20,477
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,114
−HK$648/mo
Today · 4.125%
HK$21,762
baseline
▲ 0.50% · 4.625%
HK$23,086
+HK$1,324/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,524/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,781
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$23,392
−HK$620/mo
Today · 4.125%
HK$24,012
baseline
▲ 0.50% · 4.625%
HK$25,277
+HK$1,265/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$48,024/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,525
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,226
−HK$712/mo
Today · 4.125%
HK$23,938
baseline
▲ 0.50% · 4.625%
HK$25,394
+HK$1,456/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$47,876/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,059
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,731
−HK$682/mo
Today · 4.125%
HK$26,413
baseline
▲ 0.50% · 4.625%
HK$27,805
+HK$1,392/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$52,826/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,573
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,337
−HK$777/mo
Today · 4.125%
HK$26,114
baseline
▲ 0.50% · 4.625%
HK$27,703
+HK$1,589/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$52,228/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,337
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,070
−HK$744/mo
Today · 4.125%
HK$28,814
baseline
▲ 0.50% · 4.625%
HK$30,333
+HK$1,519/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$57,628/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,621
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,449
−HK$841/mo
Today · 4.125%
HK$28,290
baseline
▲ 0.50% · 4.625%
HK$30,011
+HK$1,721/mo
Deposit HK$3.14M · loan HK$5.84M · min. income ≈ HK$56,580/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,615
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,409
−HK$806/mo
Today · 4.125%
HK$31,215
baseline
▲ 0.50% · 4.625%
HK$32,861
+HK$1,646/mo
Deposit HK$3.14M · loan HK$5.84M · min. income ≈ HK$62,430/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,668
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,560
−HK$906/mo
Today · 4.125%
HK$30,466
baseline
▲ 0.50% · 4.625%
HK$32,320
+HK$1,854/mo
Deposit HK$2.69M · loan HK$6.29M · min. income ≈ HK$60,932/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,893
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,749
−HK$867/mo
Today · 4.125%
HK$33,616
baseline
▲ 0.50% · 4.625%
HK$35,388
+HK$1,772/mo
Deposit HK$2.69M · loan HK$6.29M · min. income ≈ HK$67,232/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,716
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,672
−HK$970/mo
Today · 4.125%
HK$32,642
baseline
▲ 0.50% · 4.625%
HK$34,628
+HK$1,986/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$65,284/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,171
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,088
−HK$930/mo
Today · 4.125%
HK$36,018
baseline
▲ 0.50% · 4.625%
HK$37,916
+HK$1,898/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$72,036/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,764
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,783
−HK$1,035/mo
Today · 4.125%
HK$34,818
baseline
▲ 0.50% · 4.625%
HK$36,937
+HK$2,119/mo
Deposit HK$1.80M · loan HK$7.18M · min. income ≈ HK$69,636/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,449
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,427
−HK$992/mo
Today · 4.125%
HK$38,419
baseline
▲ 0.50% · 4.625%
HK$40,444
+HK$2,025/mo
Deposit HK$1.80M · loan HK$7.18M · min. income ≈ HK$76,838/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,812
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,894
−HK$1,101/mo
Today · 4.125%
HK$36,995
baseline
▲ 0.50% · 4.625%
HK$39,246
+HK$2,251/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$73,990/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,728
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,766
−HK$1,054/mo
Today · 4.125%
HK$40,820
baseline
▲ 0.50% · 4.625%
HK$42,972
+HK$2,152/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$81,640/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,859
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,006
−HK$1,165/mo
Today · 4.125%
HK$39,171
baseline
▲ 0.50% · 4.625%
HK$41,554
+HK$2,383/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$78,342/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,006
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,105
−HK$1,116/mo
Today · 4.125%
HK$43,221
baseline
▲ 0.50% · 4.625%
HK$45,499
+HK$2,278/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$86,442/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,410 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).