▼ 0.50% · 3.625%
HK$21,970
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,653
−HK$695/mo
Today · 4.125%
HK$23,348
baseline
▲ 0.50% · 4.625%
HK$24,768
+HK$1,420/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,696/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,441
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,097
−HK$665/mo
Today · 4.125%
HK$25,762
baseline
▲ 0.50% · 4.625%
HK$27,120
+HK$1,358/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,524/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,167
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,919
−HK$763/mo
Today · 4.125%
HK$25,682
baseline
▲ 0.50% · 4.625%
HK$27,245
+HK$1,563/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$51,364/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,885
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,606
−HK$732/mo
Today · 4.125%
HK$28,338
baseline
▲ 0.50% · 4.625%
HK$29,832
+HK$1,494/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$56,676/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,364
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,184
−HK$833/mo
Today · 4.125%
HK$28,017
baseline
▲ 0.50% · 4.625%
HK$29,722
+HK$1,705/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$56,034/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,329
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,116
−HK$798/mo
Today · 4.125%
HK$30,914
baseline
▲ 0.50% · 4.625%
HK$32,544
+HK$1,630/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$61,828/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,561
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,449
−HK$903/mo
Today · 4.125%
HK$30,352
baseline
▲ 0.50% · 4.625%
HK$32,199
+HK$1,847/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$60,704/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$333,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,774
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,626
−HK$864/mo
Today · 4.125%
HK$33,490
baseline
▲ 0.50% · 4.625%
HK$35,255
+HK$1,765/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$66,980/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$333,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,758
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,714
−HK$973/mo
Today · 4.125%
HK$32,687
baseline
▲ 0.50% · 4.625%
HK$34,675
+HK$1,988/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$65,374/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$333,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,218
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,135
−HK$931/mo
Today · 4.125%
HK$36,066
baseline
▲ 0.50% · 4.625%
HK$37,967
+HK$1,901/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$72,132/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$333,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,955
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,980
−HK$1,041/mo
Today · 4.125%
HK$35,021
baseline
▲ 0.50% · 4.625%
HK$37,152
+HK$2,131/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$70,042/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,662
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,645
−HK$998/mo
Today · 4.125%
HK$38,643
baseline
▲ 0.50% · 4.625%
HK$40,679
+HK$2,036/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$77,286/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,152
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,245
−HK$1,111/mo
Today · 4.125%
HK$37,356
baseline
▲ 0.50% · 4.625%
HK$39,629
+HK$2,273/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$74,712/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,106
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,155
−HK$1,064/mo
Today · 4.125%
HK$41,219
baseline
▲ 0.50% · 4.625%
HK$43,391
+HK$2,172/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$82,438/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,349
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,510
−HK$1,181/mo
Today · 4.125%
HK$39,691
baseline
▲ 0.50% · 4.625%
HK$42,106
+HK$2,415/mo
Deposit HK$1.45M · loan HK$8.19M · min. income ≈ HK$79,382/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,550
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,664
−HK$1,131/mo
Today · 4.125%
HK$43,795
baseline
▲ 0.50% · 4.625%
HK$46,103
+HK$2,308/mo
Deposit HK$1.45M · loan HK$8.19M · min. income ≈ HK$87,590/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,546
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$40,776
−HK$1,250/mo
Today · 4.125%
HK$42,026
baseline
▲ 0.50% · 4.625%
HK$44,583
+HK$2,557/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$84,052/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,994
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$45,174
−HK$1,197/mo
Today · 4.125%
HK$46,371
baseline
▲ 0.50% · 4.625%
HK$48,815
+HK$2,444/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$92,742/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,480 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).