▼ 0.50% · 3.625%
HK$19,469
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,075
−HK$615/mo
Today · 4.125%
HK$20,690
baseline
▲ 0.50% · 4.625%
HK$21,949
+HK$1,259/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,380/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,659
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$22,240
−HK$589/mo
Today · 4.125%
HK$22,829
baseline
▲ 0.50% · 4.625%
HK$24,033
+HK$1,204/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,658/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,416
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,082
−HK$677/mo
Today · 4.125%
HK$22,759
baseline
▲ 0.50% · 4.625%
HK$24,144
+HK$1,385/mo
Deposit HK$3.84M · loan HK$4.70M · min. income ≈ HK$45,518/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,825
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,464
−HK$648/mo
Today · 4.125%
HK$25,112
baseline
▲ 0.50% · 4.625%
HK$26,436
+HK$1,324/mo
Deposit HK$3.84M · loan HK$4.70M · min. income ≈ HK$50,224/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,363
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,090
−HK$738/mo
Today · 4.125%
HK$24,828
baseline
▲ 0.50% · 4.625%
HK$26,339
+HK$1,511/mo
Deposit HK$3.42M · loan HK$5.12M · min. income ≈ HK$49,656/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,991
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,688
−HK$707/mo
Today · 4.125%
HK$27,395
baseline
▲ 0.50% · 4.625%
HK$28,839
+HK$1,444/mo
Deposit HK$3.42M · loan HK$5.12M · min. income ≈ HK$54,790/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,310
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,097
−HK$800/mo
Today · 4.125%
HK$26,897
baseline
▲ 0.50% · 4.625%
HK$28,534
+HK$1,637/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$53,794/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$256,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,157
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,912
−HK$766/mo
Today · 4.125%
HK$29,678
baseline
▲ 0.50% · 4.625%
HK$31,243
+HK$1,565/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$59,356/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$256,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,257
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,105
−HK$861/mo
Today · 4.125%
HK$28,966
baseline
▲ 0.50% · 4.625%
HK$30,729
+HK$1,763/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$57,932/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,323
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,136
−HK$825/mo
Today · 4.125%
HK$31,961
baseline
▲ 0.50% · 4.625%
HK$33,646
+HK$1,685/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$63,922/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,204
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,112
−HK$923/mo
Today · 4.125%
HK$31,035
baseline
▲ 0.50% · 4.625%
HK$32,924
+HK$1,889/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$62,070/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,489
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,360
−HK$884/mo
Today · 4.125%
HK$34,244
baseline
▲ 0.50% · 4.625%
HK$36,049
+HK$1,805/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$68,488/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,151
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,120
−HK$984/mo
Today · 4.125%
HK$33,104
baseline
▲ 0.50% · 4.625%
HK$35,118
+HK$2,014/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$66,208/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,655
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,584
−HK$943/mo
Today · 4.125%
HK$36,527
baseline
▲ 0.50% · 4.625%
HK$38,453
+HK$1,926/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$73,054/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,098
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,127
−HK$1,046/mo
Today · 4.125%
HK$35,173
baseline
▲ 0.50% · 4.625%
HK$37,313
+HK$2,140/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$70,346/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,821
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,808
−HK$1,002/mo
Today · 4.125%
HK$38,810
baseline
▲ 0.50% · 4.625%
HK$40,856
+HK$2,046/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$77,620/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,045
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,135
−HK$1,107/mo
Today · 4.125%
HK$37,242
baseline
▲ 0.50% · 4.625%
HK$39,508
+HK$2,266/mo
Deposit HK$854K · loan HK$7.68M · min. income ≈ HK$74,484/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,987
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,032
−HK$1,061/mo
Today · 4.125%
HK$41,093
baseline
▲ 0.50% · 4.625%
HK$43,259
+HK$2,166/mo
Deposit HK$854K · loan HK$7.68M · min. income ≈ HK$82,186/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,145 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).