▼ 0.50% · 3.625%
HK$21,661
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,335
−HK$685/mo
Today · 4.125%
HK$23,020
baseline
▲ 0.50% · 4.625%
HK$24,421
+HK$1,401/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$46,040/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$319,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,098
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,744
−HK$656/mo
Today · 4.125%
HK$25,400
baseline
▲ 0.50% · 4.625%
HK$26,739
+HK$1,339/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$50,800/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$319,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,828
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,569
−HK$753/mo
Today · 4.125%
HK$25,322
baseline
▲ 0.50% · 4.625%
HK$26,863
+HK$1,541/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$50,644/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$319,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,508
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,219
−HK$721/mo
Today · 4.125%
HK$27,940
baseline
▲ 0.50% · 4.625%
HK$29,413
+HK$1,473/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$55,880/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$319,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,994
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,802
−HK$822/mo
Today · 4.125%
HK$27,624
baseline
▲ 0.50% · 4.625%
HK$29,305
+HK$1,681/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$55,248/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$319,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,918
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,693
−HK$787/mo
Today · 4.125%
HK$30,480
baseline
▲ 0.50% · 4.625%
HK$32,087
+HK$1,607/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$60,960/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$319,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,160
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,036
−HK$890/mo
Today · 4.125%
HK$29,926
baseline
▲ 0.50% · 4.625%
HK$31,747
+HK$1,821/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$59,852/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$319,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,328
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,168
−HK$852/mo
Today · 4.125%
HK$33,020
baseline
▲ 0.50% · 4.625%
HK$34,761
+HK$1,741/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$66,040/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$319,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,326
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,269
−HK$959/mo
Today · 4.125%
HK$32,228
baseline
▲ 0.50% · 4.625%
HK$34,189
+HK$1,961/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$64,456/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$319,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,737
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,642
−HK$918/mo
Today · 4.125%
HK$35,560
baseline
▲ 0.50% · 4.625%
HK$37,435
+HK$1,875/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$71,120/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$319,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,492
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,503
−HK$1,027/mo
Today · 4.125%
HK$34,530
baseline
▲ 0.50% · 4.625%
HK$36,631
+HK$2,101/mo
Deposit HK$2.37M · loan HK$7.12M · min. income ≈ HK$69,060/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$319,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,147
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,117
−HK$983/mo
Today · 4.125%
HK$38,100
baseline
▲ 0.50% · 4.625%
HK$40,108
+HK$2,008/mo
Deposit HK$2.37M · loan HK$7.12M · min. income ≈ HK$76,200/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$319,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,658
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,736
−HK$1,096/mo
Today · 4.125%
HK$36,832
baseline
▲ 0.50% · 4.625%
HK$39,073
+HK$2,241/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$73,664/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$319,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,557
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,591
−HK$1,049/mo
Today · 4.125%
HK$40,640
baseline
▲ 0.50% · 4.625%
HK$42,782
+HK$2,142/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$81,280/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$319,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,824
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,970
−HK$1,164/mo
Today · 4.125%
HK$39,134
baseline
▲ 0.50% · 4.625%
HK$41,515
+HK$2,381/mo
Deposit HK$1.42M · loan HK$8.07M · min. income ≈ HK$78,268/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$319,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,967
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,066
−HK$1,114/mo
Today · 4.125%
HK$43,180
baseline
▲ 0.50% · 4.625%
HK$45,456
+HK$2,276/mo
Deposit HK$1.42M · loan HK$8.07M · min. income ≈ HK$86,360/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$319,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,991
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$40,203
−HK$1,233/mo
Today · 4.125%
HK$41,436
baseline
▲ 0.50% · 4.625%
HK$43,957
+HK$2,521/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$82,872/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$319,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,377
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$44,540
−HK$1,180/mo
Today · 4.125%
HK$45,720
baseline
▲ 0.50% · 4.625%
HK$48,130
+HK$2,410/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$91,440/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$319,958 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).