▼ 0.50% · 3.625%
HK$22,625
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,329
−HK$715/mo
Today · 4.125%
HK$24,044
baseline
▲ 0.50% · 4.625%
HK$25,507
+HK$1,463/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$48,088/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$362,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,170
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,845
−HK$685/mo
Today · 4.125%
HK$26,530
baseline
▲ 0.50% · 4.625%
HK$27,928
+HK$1,398/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$53,060/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$362,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,888
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,662
−HK$786/mo
Today · 4.125%
HK$26,448
baseline
▲ 0.50% · 4.625%
HK$28,058
+HK$1,610/mo
Deposit HK$4.46M · loan HK$5.46M · min. income ≈ HK$52,896/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$362,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,687
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,430
−HK$753/mo
Today · 4.125%
HK$29,183
baseline
▲ 0.50% · 4.625%
HK$30,721
+HK$1,538/mo
Deposit HK$4.46M · loan HK$5.46M · min. income ≈ HK$58,366/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$362,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,150
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$27,995
−HK$858/mo
Today · 4.125%
HK$28,853
baseline
▲ 0.50% · 4.625%
HK$30,608
+HK$1,755/mo
Deposit HK$3.97M · loan HK$5.95M · min. income ≈ HK$57,706/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,204
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,014
−HK$822/mo
Today · 4.125%
HK$31,836
baseline
▲ 0.50% · 4.625%
HK$33,514
+HK$1,678/mo
Deposit HK$3.97M · loan HK$5.95M · min. income ≈ HK$63,672/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,413
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,327
−HK$930/mo
Today · 4.125%
HK$31,257
baseline
▲ 0.50% · 4.625%
HK$33,159
+HK$1,902/mo
Deposit HK$3.47M · loan HK$6.45M · min. income ≈ HK$62,514/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$362,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,721
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,599
−HK$890/mo
Today · 4.125%
HK$34,489
baseline
▲ 0.50% · 4.625%
HK$36,307
+HK$1,818/mo
Deposit HK$3.47M · loan HK$6.45M · min. income ≈ HK$68,978/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$362,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,675
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,660
−HK$1,001/mo
Today · 4.125%
HK$33,661
baseline
▲ 0.50% · 4.625%
HK$35,710
+HK$2,049/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$67,322/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,238
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,183
−HK$959/mo
Today · 4.125%
HK$37,142
baseline
▲ 0.50% · 4.625%
HK$39,100
+HK$1,958/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$74,284/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,938
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,993
−HK$1,073/mo
Today · 4.125%
HK$36,066
baseline
▲ 0.50% · 4.625%
HK$38,260
+HK$2,194/mo
Deposit HK$2.48M · loan HK$7.44M · min. income ≈ HK$72,132/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$362,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,755
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,768
−HK$1,027/mo
Today · 4.125%
HK$39,795
baseline
▲ 0.50% · 4.625%
HK$41,893
+HK$2,098/mo
Deposit HK$2.48M · loan HK$7.44M · min. income ≈ HK$79,590/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$362,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,200
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,326
−HK$1,144/mo
Today · 4.125%
HK$38,470
baseline
▲ 0.50% · 4.625%
HK$40,811
+HK$2,341/mo
Deposit HK$1.98M · loan HK$7.94M · min. income ≈ HK$76,940/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$362,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,272
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,352
−HK$1,096/mo
Today · 4.125%
HK$42,448
baseline
▲ 0.50% · 4.625%
HK$44,686
+HK$2,238/mo
Deposit HK$1.98M · loan HK$7.94M · min. income ≈ HK$84,896/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$362,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,463
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,659
−HK$1,216/mo
Today · 4.125%
HK$40,875
baseline
▲ 0.50% · 4.625%
HK$43,362
+HK$2,487/mo
Deposit HK$1.49M · loan HK$8.43M · min. income ≈ HK$81,750/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$362,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,789
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,937
−HK$1,164/mo
Today · 4.125%
HK$45,101
baseline
▲ 0.50% · 4.625%
HK$47,478
+HK$2,377/mo
Deposit HK$1.49M · loan HK$8.43M · min. income ≈ HK$90,202/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$362,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,725
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$41,992
−HK$1,287/mo
Today · 4.125%
HK$43,279
baseline
▲ 0.50% · 4.625%
HK$45,912
+HK$2,633/mo
Deposit HK$992K · loan HK$8.93M · min. income ≈ HK$86,558/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$362,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,306
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$46,521
−HK$1,233/mo
Today · 4.125%
HK$47,754
baseline
▲ 0.50% · 4.625%
HK$50,271
+HK$2,517/mo
Deposit HK$992K · loan HK$8.93M · min. income ≈ HK$95,508/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$362,216 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).