▼ 0.50% · 3.625%
HK$21,700
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,375
−HK$685/mo
Today · 4.125%
HK$23,060
baseline
▲ 0.50% · 4.625%
HK$24,464
+HK$1,404/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,120/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$321,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,141
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,788
−HK$657/mo
Today · 4.125%
HK$25,445
baseline
▲ 0.50% · 4.625%
HK$26,786
+HK$1,341/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,890/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$321,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,870
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,612
−HK$754/mo
Today · 4.125%
HK$25,366
baseline
▲ 0.50% · 4.625%
HK$26,910
+HK$1,544/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$50,732/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$321,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,555
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,267
−HK$722/mo
Today · 4.125%
HK$27,989
baseline
▲ 0.50% · 4.625%
HK$29,465
+HK$1,476/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$55,978/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$321,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,040
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,850
−HK$823/mo
Today · 4.125%
HK$27,673
baseline
▲ 0.50% · 4.625%
HK$29,356
+HK$1,683/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$55,346/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$321,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,969
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,746
−HK$788/mo
Today · 4.125%
HK$30,534
baseline
▲ 0.50% · 4.625%
HK$32,143
+HK$1,609/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$61,068/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$321,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,210
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,087
−HK$892/mo
Today · 4.125%
HK$29,979
baseline
▲ 0.50% · 4.625%
HK$31,803
+HK$1,824/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$59,958/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$321,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,383
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,225
−HK$853/mo
Today · 4.125%
HK$33,078
baseline
▲ 0.50% · 4.625%
HK$34,822
+HK$1,744/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$66,156/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$321,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,380
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$31,325
−HK$960/mo
Today · 4.125%
HK$32,285
baseline
▲ 0.50% · 4.625%
HK$34,249
+HK$1,964/mo
Deposit HK$2.85M · loan HK$6.66M · min. income ≈ HK$64,570/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$321,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,797
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,703
−HK$920/mo
Today · 4.125%
HK$35,623
baseline
▲ 0.50% · 4.625%
HK$37,501
+HK$1,878/mo
Deposit HK$2.85M · loan HK$6.66M · min. income ≈ HK$71,246/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$321,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,550
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$33,562
−HK$1,029/mo
Today · 4.125%
HK$34,591
baseline
▲ 0.50% · 4.625%
HK$36,695
+HK$2,104/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$69,182/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$321,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,211
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,182
−HK$985/mo
Today · 4.125%
HK$38,167
baseline
▲ 0.50% · 4.625%
HK$40,179
+HK$2,012/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$76,334/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$321,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,719
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$35,799
−HK$1,098/mo
Today · 4.125%
HK$36,897
baseline
▲ 0.50% · 4.625%
HK$39,142
+HK$2,245/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$73,794/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$321,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,625
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,661
−HK$1,051/mo
Today · 4.125%
HK$40,712
baseline
▲ 0.50% · 4.625%
HK$42,858
+HK$2,146/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$81,424/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$321,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,889
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$38,037
−HK$1,166/mo
Today · 4.125%
HK$39,203
baseline
▲ 0.50% · 4.625%
HK$41,588
+HK$2,385/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$78,406/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$321,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,039
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,140
−HK$1,116/mo
Today · 4.125%
HK$43,256
baseline
▲ 0.50% · 4.625%
HK$45,536
+HK$2,280/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$86,512/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$321,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,059
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,274
−HK$1,235/mo
Today · 4.125%
HK$41,509
baseline
▲ 0.50% · 4.625%
HK$44,034
+HK$2,525/mo
Deposit HK$952K · loan HK$8.56M · min. income ≈ HK$83,018/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$321,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,453
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$44,619
−HK$1,182/mo
Today · 4.125%
HK$45,801
baseline
▲ 0.50% · 4.625%
HK$48,215
+HK$2,414/mo
Deposit HK$952K · loan HK$8.56M · min. income ≈ HK$91,602/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$321,634 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).