▼ 0.50% · 3.625%
HK$21,751
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,428
−HK$687/mo
Today · 4.125%
HK$23,115
baseline
▲ 0.50% · 4.625%
HK$24,522
+HK$1,407/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,230/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,198
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,847
−HK$659/mo
Today · 4.125%
HK$25,506
baseline
▲ 0.50% · 4.625%
HK$26,850
+HK$1,344/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$51,012/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,927
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,671
−HK$756/mo
Today · 4.125%
HK$25,427
baseline
▲ 0.50% · 4.625%
HK$26,974
+HK$1,547/mo
Deposit HK$4.29M · loan HK$5.25M · min. income ≈ HK$50,854/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$323,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,618
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,332
−HK$724/mo
Today · 4.125%
HK$28,056
baseline
▲ 0.50% · 4.625%
HK$29,535
+HK$1,479/mo
Deposit HK$4.29M · loan HK$5.25M · min. income ≈ HK$56,112/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$323,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,102
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,914
−HK$824/mo
Today · 4.125%
HK$27,738
baseline
▲ 0.50% · 4.625%
HK$29,426
+HK$1,688/mo
Deposit HK$3.82M · loan HK$5.72M · min. income ≈ HK$55,476/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,038
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,817
−HK$790/mo
Today · 4.125%
HK$30,607
baseline
▲ 0.50% · 4.625%
HK$32,220
+HK$1,613/mo
Deposit HK$3.82M · loan HK$5.72M · min. income ≈ HK$61,214/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,277
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,156
−HK$894/mo
Today · 4.125%
HK$30,050
baseline
▲ 0.50% · 4.625%
HK$31,878
+HK$1,828/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$60,100/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$323,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,458
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,301
−HK$856/mo
Today · 4.125%
HK$33,157
baseline
▲ 0.50% · 4.625%
HK$34,905
+HK$1,748/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$66,314/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$323,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,452
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,399
−HK$963/mo
Today · 4.125%
HK$32,362
baseline
▲ 0.50% · 4.625%
HK$34,331
+HK$1,969/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$64,724/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$323,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,878
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,786
−HK$922/mo
Today · 4.125%
HK$35,708
baseline
▲ 0.50% · 4.625%
HK$37,590
+HK$1,882/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$71,416/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$323,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,627
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,642
−HK$1,031/mo
Today · 4.125%
HK$34,673
baseline
▲ 0.50% · 4.625%
HK$36,783
+HK$2,110/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$69,346/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$323,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,297
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,271
−HK$987/mo
Today · 4.125%
HK$38,258
baseline
▲ 0.50% · 4.625%
HK$40,275
+HK$2,017/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$76,516/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$323,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,802
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,885
−HK$1,100/mo
Today · 4.125%
HK$36,985
baseline
▲ 0.50% · 4.625%
HK$39,235
+HK$2,250/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$73,970/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$323,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,717
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,756
−HK$1,053/mo
Today · 4.125%
HK$40,809
baseline
▲ 0.50% · 4.625%
HK$42,960
+HK$2,151/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$81,618/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$323,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,977
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,128
−HK$1,168/mo
Today · 4.125%
HK$39,296
baseline
▲ 0.50% · 4.625%
HK$41,687
+HK$2,391/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$78,592/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$323,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,137
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$42,240
−HK$1,119/mo
Today · 4.125%
HK$43,359
baseline
▲ 0.50% · 4.625%
HK$45,645
+HK$2,286/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$86,718/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$323,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,153
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$40,370
−HK$1,238/mo
Today · 4.125%
HK$41,608
baseline
▲ 0.50% · 4.625%
HK$44,139
+HK$2,531/mo
Deposit HK$954K · loan HK$8.59M · min. income ≈ HK$83,216/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,557
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$44,725
−HK$1,185/mo
Today · 4.125%
HK$45,910
baseline
▲ 0.50% · 4.625%
HK$48,330
+HK$2,420/mo
Deposit HK$954K · loan HK$8.59M · min. income ≈ HK$91,820/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,902 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).