▼ 0.50% · 3.625%
HK$20,968
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$21,620
−HK$663/mo
Today · 4.125%
HK$22,283
baseline
▲ 0.50% · 4.625%
HK$23,639
+HK$1,356/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$44,566/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$289,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,326
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,952
−HK$635/mo
Today · 4.125%
HK$24,587
baseline
▲ 0.50% · 4.625%
HK$25,883
+HK$1,296/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$49,174/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$289,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,065
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,782
−HK$729/mo
Today · 4.125%
HK$24,511
baseline
▲ 0.50% · 4.625%
HK$26,002
+HK$1,491/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$49,022/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$289,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,659
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,347
−HK$698/mo
Today · 4.125%
HK$27,045
baseline
▲ 0.50% · 4.625%
HK$28,471
+HK$1,426/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$54,090/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$289,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,161
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$25,944
−HK$795/mo
Today · 4.125%
HK$26,739
baseline
▲ 0.50% · 4.625%
HK$28,366
+HK$1,627/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$53,478/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$289,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,992
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,743
−HK$761/mo
Today · 4.125%
HK$29,504
baseline
▲ 0.50% · 4.625%
HK$31,059
+HK$1,555/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$59,008/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$289,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,258
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,106
−HK$861/mo
Today · 4.125%
HK$28,967
baseline
▲ 0.50% · 4.625%
HK$30,730
+HK$1,763/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$57,934/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$289,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,324
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,138
−HK$825/mo
Today · 4.125%
HK$31,963
baseline
▲ 0.50% · 4.625%
HK$33,648
+HK$1,685/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$63,926/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$289,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,355
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,268
−HK$928/mo
Today · 4.125%
HK$31,196
baseline
▲ 0.50% · 4.625%
HK$33,094
+HK$1,898/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$62,392/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$289,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,657
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,533
−HK$888/mo
Today · 4.125%
HK$34,421
baseline
▲ 0.50% · 4.625%
HK$36,236
+HK$1,815/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$68,842/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$289,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,452
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,430
−HK$994/mo
Today · 4.125%
HK$33,424
baseline
▲ 0.50% · 4.625%
HK$35,458
+HK$2,034/mo
Deposit HK$2.30M · loan HK$6.90M · min. income ≈ HK$66,848/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$289,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,990
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,928
−HK$952/mo
Today · 4.125%
HK$36,880
baseline
▲ 0.50% · 4.625%
HK$38,824
+HK$1,944/mo
Deposit HK$2.30M · loan HK$6.90M · min. income ≈ HK$73,760/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$289,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,549
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,592
−HK$1,060/mo
Today · 4.125%
HK$35,652
baseline
▲ 0.50% · 4.625%
HK$37,822
+HK$2,170/mo
Deposit HK$1.84M · loan HK$7.36M · min. income ≈ HK$71,304/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$289,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,322
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,323
−HK$1,016/mo
Today · 4.125%
HK$39,339
baseline
▲ 0.50% · 4.625%
HK$41,412
+HK$2,073/mo
Deposit HK$1.84M · loan HK$7.36M · min. income ≈ HK$78,678/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$289,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,645
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$36,754
−HK$1,127/mo
Today · 4.125%
HK$37,881
baseline
▲ 0.50% · 4.625%
HK$40,186
+HK$2,305/mo
Deposit HK$1.38M · loan HK$7.82M · min. income ≈ HK$75,762/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$289,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,655
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$40,719
−HK$1,078/mo
Today · 4.125%
HK$41,797
baseline
▲ 0.50% · 4.625%
HK$44,001
+HK$2,204/mo
Deposit HK$1.38M · loan HK$7.82M · min. income ≈ HK$83,594/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$289,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,742
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$38,916
−HK$1,193/mo
Today · 4.125%
HK$40,109
baseline
▲ 0.50% · 4.625%
HK$42,549
+HK$2,440/mo
Deposit HK$920K · loan HK$8.28M · min. income ≈ HK$80,218/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$289,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,988
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,114
−HK$1,142/mo
Today · 4.125%
HK$44,256
baseline
▲ 0.50% · 4.625%
HK$46,589
+HK$2,333/mo
Deposit HK$920K · loan HK$8.28M · min. income ≈ HK$88,512/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$289,538 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).