▼ 0.50% · 3.625%
HK$21,158
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,817
−HK$668/mo
Today · 4.125%
HK$22,485
baseline
▲ 0.50% · 4.625%
HK$23,853
+HK$1,368/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$44,970/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$297,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,539
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,170
−HK$640/mo
Today · 4.125%
HK$24,810
baseline
▲ 0.50% · 4.625%
HK$26,118
+HK$1,308/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$49,620/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$297,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,274
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$23,998
−HK$736/mo
Today · 4.125%
HK$24,734
baseline
▲ 0.50% · 4.625%
HK$26,239
+HK$1,505/mo
Deposit HK$4.18M · loan HK$5.10M · min. income ≈ HK$49,468/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$297,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,892
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,587
−HK$704/mo
Today · 4.125%
HK$27,291
baseline
▲ 0.50% · 4.625%
HK$28,730
+HK$1,439/mo
Deposit HK$4.18M · loan HK$5.10M · min. income ≈ HK$54,582/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$297,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,390
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,180
−HK$802/mo
Today · 4.125%
HK$26,982
baseline
▲ 0.50% · 4.625%
HK$28,624
+HK$1,642/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$53,964/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$297,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,246
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$29,004
−HK$768/mo
Today · 4.125%
HK$29,772
baseline
▲ 0.50% · 4.625%
HK$31,342
+HK$1,570/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$59,544/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$297,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,506
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,362
−HK$869/mo
Today · 4.125%
HK$29,231
baseline
▲ 0.50% · 4.625%
HK$31,010
+HK$1,779/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$58,462/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$297,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,600
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,421
−HK$832/mo
Today · 4.125%
HK$32,253
baseline
▲ 0.50% · 4.625%
HK$33,954
+HK$1,701/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$64,506/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$297,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,622
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,543
−HK$936/mo
Today · 4.125%
HK$31,479
baseline
▲ 0.50% · 4.625%
HK$33,395
+HK$1,916/mo
Deposit HK$2.78M · loan HK$6.50M · min. income ≈ HK$62,958/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$297,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,954
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,838
−HK$896/mo
Today · 4.125%
HK$34,734
baseline
▲ 0.50% · 4.625%
HK$36,565
+HK$1,831/mo
Deposit HK$2.78M · loan HK$6.50M · min. income ≈ HK$69,468/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$297,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,738
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,725
−HK$1,003/mo
Today · 4.125%
HK$33,728
baseline
▲ 0.50% · 4.625%
HK$35,780
+HK$2,052/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$67,456/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$297,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,308
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,255
−HK$960/mo
Today · 4.125%
HK$37,215
baseline
▲ 0.50% · 4.625%
HK$39,177
+HK$1,962/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$74,430/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$297,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,854
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,907
−HK$1,069/mo
Today · 4.125%
HK$35,976
baseline
▲ 0.50% · 4.625%
HK$38,166
+HK$2,190/mo
Deposit HK$1.86M · loan HK$7.42M · min. income ≈ HK$71,952/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$297,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,662
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,672
−HK$1,024/mo
Today · 4.125%
HK$39,696
baseline
▲ 0.50% · 4.625%
HK$41,789
+HK$2,093/mo
Deposit HK$1.86M · loan HK$7.42M · min. income ≈ HK$79,392/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$297,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,969
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,088
−HK$1,137/mo
Today · 4.125%
HK$38,225
baseline
▲ 0.50% · 4.625%
HK$40,551
+HK$2,326/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$76,450/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$297,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,016
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,089
−HK$1,089/mo
Today · 4.125%
HK$42,178
baseline
▲ 0.50% · 4.625%
HK$44,401
+HK$2,223/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$84,356/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$297,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,085
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,270
−HK$1,204/mo
Today · 4.125%
HK$40,474
baseline
▲ 0.50% · 4.625%
HK$42,936
+HK$2,462/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$80,948/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$297,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,369
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,506
−HK$1,153/mo
Today · 4.125%
HK$44,659
baseline
▲ 0.50% · 4.625%
HK$47,013
+HK$2,354/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$89,318/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$297,899 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).