▼ 0.50% · 3.625%
HK$20,977
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,630
−HK$663/mo
Today · 4.125%
HK$22,293
baseline
▲ 0.50% · 4.625%
HK$23,649
+HK$1,356/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$44,586/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$289,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,337
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,963
−HK$635/mo
Today · 4.125%
HK$24,598
baseline
▲ 0.50% · 4.625%
HK$25,895
+HK$1,297/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$49,196/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$289,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,075
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$23,793
−HK$729/mo
Today · 4.125%
HK$24,522
baseline
▲ 0.50% · 4.625%
HK$26,014
+HK$1,492/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$49,044/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$289,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,671
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$26,359
−HK$699/mo
Today · 4.125%
HK$27,058
baseline
▲ 0.50% · 4.625%
HK$28,484
+HK$1,426/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$54,116/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$289,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,173
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,956
−HK$796/mo
Today · 4.125%
HK$26,752
baseline
▲ 0.50% · 4.625%
HK$28,379
+HK$1,627/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$53,504/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$289,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,005
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,756
−HK$762/mo
Today · 4.125%
HK$29,518
baseline
▲ 0.50% · 4.625%
HK$31,074
+HK$1,556/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$59,036/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$289,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,271
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,119
−HK$862/mo
Today · 4.125%
HK$28,981
baseline
▲ 0.50% · 4.625%
HK$30,744
+HK$1,763/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$57,962/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$289,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,338
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,152
−HK$825/mo
Today · 4.125%
HK$31,977
baseline
▲ 0.50% · 4.625%
HK$33,663
+HK$1,686/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$63,954/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$289,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,368
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,282
−HK$928/mo
Today · 4.125%
HK$31,210
baseline
▲ 0.50% · 4.625%
HK$33,109
+HK$1,899/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$62,420/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$289,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,672
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,548
−HK$889/mo
Today · 4.125%
HK$34,437
baseline
▲ 0.50% · 4.625%
HK$36,253
+HK$1,816/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$68,874/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$289,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,466
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,445
−HK$994/mo
Today · 4.125%
HK$33,439
baseline
▲ 0.50% · 4.625%
HK$35,474
+HK$2,035/mo
Deposit HK$2.30M · loan HK$6.90M · min. income ≈ HK$66,878/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$289,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,006
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,945
−HK$952/mo
Today · 4.125%
HK$36,897
baseline
▲ 0.50% · 4.625%
HK$38,842
+HK$1,945/mo
Deposit HK$2.30M · loan HK$6.90M · min. income ≈ HK$73,794/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$289,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,564
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,608
−HK$1,061/mo
Today · 4.125%
HK$35,669
baseline
▲ 0.50% · 4.625%
HK$37,839
+HK$2,170/mo
Deposit HK$1.84M · loan HK$7.36M · min. income ≈ HK$71,338/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$289,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,340
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,341
−HK$1,016/mo
Today · 4.125%
HK$39,357
baseline
▲ 0.50% · 4.625%
HK$41,431
+HK$2,074/mo
Deposit HK$1.84M · loan HK$7.36M · min. income ≈ HK$78,714/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$289,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,662
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$36,771
−HK$1,127/mo
Today · 4.125%
HK$37,898
baseline
▲ 0.50% · 4.625%
HK$40,204
+HK$2,306/mo
Deposit HK$1.38M · loan HK$7.82M · min. income ≈ HK$75,796/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$289,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,673
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,737
−HK$1,080/mo
Today · 4.125%
HK$41,817
baseline
▲ 0.50% · 4.625%
HK$44,021
+HK$2,204/mo
Deposit HK$1.38M · loan HK$7.82M · min. income ≈ HK$83,634/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$289,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,759
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,934
−HK$1,193/mo
Today · 4.125%
HK$40,127
baseline
▲ 0.50% · 4.625%
HK$42,569
+HK$2,442/mo
Deposit HK$920K · loan HK$8.28M · min. income ≈ HK$80,254/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$289,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,007
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,134
−HK$1,143/mo
Today · 4.125%
HK$44,277
baseline
▲ 0.50% · 4.625%
HK$46,610
+HK$2,333/mo
Deposit HK$920K · loan HK$8.28M · min. income ≈ HK$88,554/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$289,961 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).