▼ 0.50% · 3.625%
HK$22,288
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,981
−HK$705/mo
Today · 4.125%
HK$23,686
baseline
▲ 0.50% · 4.625%
HK$25,127
+HK$1,441/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,372/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$347,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,795
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,460
−HK$675/mo
Today · 4.125%
HK$26,135
baseline
▲ 0.50% · 4.625%
HK$27,512
+HK$1,377/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,270/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$347,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,517
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$25,279
−HK$775/mo
Today · 4.125%
HK$26,054
baseline
▲ 0.50% · 4.625%
HK$27,639
+HK$1,585/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$52,108/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$347,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,275
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$28,006
−HK$742/mo
Today · 4.125%
HK$28,748
baseline
▲ 0.50% · 4.625%
HK$30,264
+HK$1,516/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$57,496/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$347,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,745
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,577
−HK$846/mo
Today · 4.125%
HK$28,423
baseline
▲ 0.50% · 4.625%
HK$30,152
+HK$1,729/mo
Deposit HK$3.91M · loan HK$5.86M · min. income ≈ HK$56,846/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$347,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,754
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,552
−HK$810/mo
Today · 4.125%
HK$31,362
baseline
▲ 0.50% · 4.625%
HK$33,015
+HK$1,653/mo
Deposit HK$3.91M · loan HK$5.86M · min. income ≈ HK$62,724/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$347,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,974
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,876
−HK$915/mo
Today · 4.125%
HK$30,791
baseline
▲ 0.50% · 4.625%
HK$32,665
+HK$1,874/mo
Deposit HK$3.42M · loan HK$6.35M · min. income ≈ HK$61,582/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$347,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,234
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,098
−HK$877/mo
Today · 4.125%
HK$33,975
baseline
▲ 0.50% · 4.625%
HK$35,766
+HK$1,791/mo
Deposit HK$3.42M · loan HK$6.35M · min. income ≈ HK$67,950/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$347,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,203
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,174
−HK$986/mo
Today · 4.125%
HK$33,160
baseline
▲ 0.50% · 4.625%
HK$35,177
+HK$2,017/mo
Deposit HK$2.93M · loan HK$6.84M · min. income ≈ HK$66,320/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$347,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,713
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,644
−HK$945/mo
Today · 4.125%
HK$36,589
baseline
▲ 0.50% · 4.625%
HK$38,517
+HK$1,928/mo
Deposit HK$2.93M · loan HK$6.84M · min. income ≈ HK$73,178/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$347,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,432
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,472
−HK$1,056/mo
Today · 4.125%
HK$35,528
baseline
▲ 0.50% · 4.625%
HK$37,690
+HK$2,162/mo
Deposit HK$2.44M · loan HK$7.33M · min. income ≈ HK$71,056/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$347,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,193
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,190
−HK$1,012/mo
Today · 4.125%
HK$39,202
baseline
▲ 0.50% · 4.625%
HK$41,268
+HK$2,066/mo
Deposit HK$2.44M · loan HK$7.33M · min. income ≈ HK$78,404/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$347,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,661
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$36,770
−HK$1,127/mo
Today · 4.125%
HK$37,897
baseline
▲ 0.50% · 4.625%
HK$40,203
+HK$2,306/mo
Deposit HK$1.95M · loan HK$7.82M · min. income ≈ HK$75,794/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$347,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,672
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$40,736
−HK$1,079/mo
Today · 4.125%
HK$41,815
baseline
▲ 0.50% · 4.625%
HK$44,020
+HK$2,205/mo
Deposit HK$1.95M · loan HK$7.82M · min. income ≈ HK$83,630/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$347,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,889
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$39,068
−HK$1,197/mo
Today · 4.125%
HK$40,265
baseline
▲ 0.50% · 4.625%
HK$42,716
+HK$2,451/mo
Deposit HK$1.47M · loan HK$8.31M · min. income ≈ HK$80,530/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$347,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,152
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$43,282
−HK$1,147/mo
Today · 4.125%
HK$44,429
baseline
▲ 0.50% · 4.625%
HK$46,771
+HK$2,342/mo
Deposit HK$1.47M · loan HK$8.31M · min. income ≈ HK$88,858/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$347,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,118
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,366
−HK$1,268/mo
Today · 4.125%
HK$42,634
baseline
▲ 0.50% · 4.625%
HK$45,228
+HK$2,594/mo
Deposit HK$977K · loan HK$8.80M · min. income ≈ HK$85,268/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$347,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,631
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,828
−HK$1,214/mo
Today · 4.125%
HK$47,042
baseline
▲ 0.50% · 4.625%
HK$49,522
+HK$2,480/mo
Deposit HK$977K · loan HK$8.80M · min. income ≈ HK$94,084/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$347,431 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).