▼ 0.50% · 3.625%
HK$21,880
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,561
−HK$691/mo
Today · 4.125%
HK$23,252
baseline
▲ 0.50% · 4.625%
HK$24,667
+HK$1,415/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,504/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$329,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,342
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,994
−HK$663/mo
Today · 4.125%
HK$25,657
baseline
▲ 0.50% · 4.625%
HK$27,009
+HK$1,352/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,314/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$329,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,068
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,817
−HK$761/mo
Today · 4.125%
HK$25,578
baseline
▲ 0.50% · 4.625%
HK$27,134
+HK$1,556/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$51,156/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$329,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,776
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,494
−HK$728/mo
Today · 4.125%
HK$28,222
baseline
▲ 0.50% · 4.625%
HK$29,710
+HK$1,488/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$56,444/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$329,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,256
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,073
−HK$830/mo
Today · 4.125%
HK$27,903
baseline
▲ 0.50% · 4.625%
HK$29,601
+HK$1,698/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$55,806/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,210
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,993
−HK$795/mo
Today · 4.125%
HK$30,788
baseline
▲ 0.50% · 4.625%
HK$32,411
+HK$1,623/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$61,576/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,444
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$29,329
−HK$899/mo
Today · 4.125%
HK$30,228
baseline
▲ 0.50% · 4.625%
HK$32,067
+HK$1,839/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$60,456/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$329,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,644
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,493
−HK$861/mo
Today · 4.125%
HK$33,354
baseline
▲ 0.50% · 4.625%
HK$35,112
+HK$1,758/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$66,708/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$329,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,632
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,585
−HK$968/mo
Today · 4.125%
HK$32,553
baseline
▲ 0.50% · 4.625%
HK$34,534
+HK$1,981/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$65,106/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,078
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$34,992
−HK$927/mo
Today · 4.125%
HK$35,919
baseline
▲ 0.50% · 4.625%
HK$37,813
+HK$1,894/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$71,838/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,820
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,841
−HK$1,038/mo
Today · 4.125%
HK$34,879
baseline
▲ 0.50% · 4.625%
HK$37,001
+HK$2,122/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$69,758/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$329,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,512
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,492
−HK$993/mo
Today · 4.125%
HK$38,485
baseline
▲ 0.50% · 4.625%
HK$40,514
+HK$2,029/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$76,970/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$329,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,008
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,097
−HK$1,107/mo
Today · 4.125%
HK$37,204
baseline
▲ 0.50% · 4.625%
HK$39,468
+HK$2,264/mo
Deposit HK$1.92M · loan HK$7.68M · min. income ≈ HK$74,408/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$329,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,947
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,991
−HK$1,060/mo
Today · 4.125%
HK$41,051
baseline
▲ 0.50% · 4.625%
HK$43,215
+HK$2,164/mo
Deposit HK$1.92M · loan HK$7.68M · min. income ≈ HK$82,102/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$329,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,197
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,354
−HK$1,175/mo
Today · 4.125%
HK$39,529
baseline
▲ 0.50% · 4.625%
HK$41,934
+HK$2,405/mo
Deposit HK$1.44M · loan HK$8.16M · min. income ≈ HK$79,058/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$329,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,381
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,491
−HK$1,125/mo
Today · 4.125%
HK$43,616
baseline
▲ 0.50% · 4.625%
HK$45,915
+HK$2,299/mo
Deposit HK$1.44M · loan HK$8.16M · min. income ≈ HK$87,232/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$329,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,385
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$40,610
−HK$1,244/mo
Today · 4.125%
HK$41,854
baseline
▲ 0.50% · 4.625%
HK$44,401
+HK$2,547/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$83,708/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,815
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,990
−HK$1,192/mo
Today · 4.125%
HK$46,182
baseline
▲ 0.50% · 4.625%
HK$48,616
+HK$2,434/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$92,364/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,555 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).