▼ 0.50% · 3.625%
HK$19,832
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,449
−HK$627/mo
Today · 4.125%
HK$21,076
baseline
▲ 0.50% · 4.625%
HK$22,358
+HK$1,282/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$42,152/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,063
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,655
−HK$600/mo
Today · 4.125%
HK$23,255
baseline
▲ 0.50% · 4.625%
HK$24,481
+HK$1,226/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$46,510/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,815
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,494
−HK$689/mo
Today · 4.125%
HK$23,183
baseline
▲ 0.50% · 4.625%
HK$24,594
+HK$1,411/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$46,366/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,269
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,920
−HK$660/mo
Today · 4.125%
HK$25,580
baseline
▲ 0.50% · 4.625%
HK$26,929
+HK$1,349/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$51,160/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,798
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$24,539
−HK$752/mo
Today · 4.125%
HK$25,291
baseline
▲ 0.50% · 4.625%
HK$26,830
+HK$1,539/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$50,582/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,476
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,186
−HK$720/mo
Today · 4.125%
HK$27,906
baseline
▲ 0.50% · 4.625%
HK$29,377
+HK$1,471/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$55,812/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,782
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,584
−HK$814/mo
Today · 4.125%
HK$27,398
baseline
▲ 0.50% · 4.625%
HK$29,066
+HK$1,668/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$54,796/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,682
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,451
−HK$780/mo
Today · 4.125%
HK$30,231
baseline
▲ 0.50% · 4.625%
HK$31,825
+HK$1,594/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$60,462/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,765
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,629
−HK$877/mo
Today · 4.125%
HK$29,506
baseline
▲ 0.50% · 4.625%
HK$31,301
+HK$1,795/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$59,012/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,888
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,717
−HK$840/mo
Today · 4.125%
HK$32,557
baseline
▲ 0.50% · 4.625%
HK$34,273
+HK$1,716/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$65,114/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,748
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,673
−HK$941/mo
Today · 4.125%
HK$31,614
baseline
▲ 0.50% · 4.625%
HK$33,537
+HK$1,923/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$63,228/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$260,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,094
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,982
−HK$900/mo
Today · 4.125%
HK$34,882
baseline
▲ 0.50% · 4.625%
HK$36,721
+HK$1,839/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$69,764/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$260,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,731
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,718
−HK$1,003/mo
Today · 4.125%
HK$33,721
baseline
▲ 0.50% · 4.625%
HK$35,773
+HK$2,052/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$67,442/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,301
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,247
−HK$961/mo
Today · 4.125%
HK$37,208
baseline
▲ 0.50% · 4.625%
HK$39,169
+HK$1,961/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$74,416/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,714
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,763
−HK$1,066/mo
Today · 4.125%
HK$35,829
baseline
▲ 0.50% · 4.625%
HK$38,009
+HK$2,180/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$71,658/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$260,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,507
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,513
−HK$1,020/mo
Today · 4.125%
HK$39,533
baseline
▲ 0.50% · 4.625%
HK$41,617
+HK$2,084/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$79,066/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$260,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,698
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,808
−HK$1,128/mo
Today · 4.125%
HK$37,936
baseline
▲ 0.50% · 4.625%
HK$40,245
+HK$2,309/mo
Deposit HK$870K · loan HK$7.83M · min. income ≈ HK$75,872/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,713
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,778
−HK$1,081/mo
Today · 4.125%
HK$41,859
baseline
▲ 0.50% · 4.625%
HK$44,065
+HK$2,206/mo
Deposit HK$870K · loan HK$7.83M · min. income ≈ HK$83,718/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,919 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).