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At today's rate and a 90% mortgage, the deposit on this unit is about HK$969K, with repayments around HK$42,273/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$969K · loan HK$8.72M · min. income ≈ HK$84,546/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,164 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 70 schools within a 1 km walk.
Everyday convenience — 59 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 68 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 46/F
- Flat
- H
- Saleable Area
- 490 Saleable ft²
- Gross Area
- 688 ft²
- Efficiency
- 71%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-01-09 | HK$8.68M | −10.5% 3.2y · −3.0%/yr |
| 2019-11-20 | HK$9.70M | +35.5% 3.4y · 10.0%/yr |
| 2016-06-29 | HK$7.16M | +65.4% 3.3y · 2.0%/yr |
| 2008-02-29 | HK$4.33M | +17.3% |
| 2005-09-07 | HK$3.69M | +1.7% |
| 2004-10-16 | HK$3.63M | — |