▼ 0.50% · 3.625%
HK$20,934
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,585
−HK$662/mo
Today · 4.125%
HK$22,247
baseline
▲ 0.50% · 4.625%
HK$23,600
+HK$1,353/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,494/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,289
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,913
−HK$634/mo
Today · 4.125%
HK$24,547
baseline
▲ 0.50% · 4.625%
HK$25,841
+HK$1,294/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,094/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,027
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,744
−HK$727/mo
Today · 4.125%
HK$24,471
baseline
▲ 0.50% · 4.625%
HK$25,960
+HK$1,489/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$48,942/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,618
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$26,305
−HK$697/mo
Today · 4.125%
HK$27,002
baseline
▲ 0.50% · 4.625%
HK$28,425
+HK$1,423/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$54,004/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,121
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,902
−HK$794/mo
Today · 4.125%
HK$26,696
baseline
▲ 0.50% · 4.625%
HK$28,320
+HK$1,624/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$53,392/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,947
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,696
−HK$760/mo
Today · 4.125%
HK$29,456
baseline
▲ 0.50% · 4.625%
HK$31,009
+HK$1,553/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$58,912/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,214
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,061
−HK$860/mo
Today · 4.125%
HK$28,921
baseline
▲ 0.50% · 4.625%
HK$30,680
+HK$1,759/mo
Deposit HK$3.21M · loan HK$5.97M · min. income ≈ HK$57,842/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$288,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,275
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,087
−HK$824/mo
Today · 4.125%
HK$31,911
baseline
▲ 0.50% · 4.625%
HK$33,593
+HK$1,682/mo
Deposit HK$3.21M · loan HK$5.97M · min. income ≈ HK$63,822/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$288,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,307
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,219
−HK$926/mo
Today · 4.125%
HK$31,145
baseline
▲ 0.50% · 4.625%
HK$33,040
+HK$1,895/mo
Deposit HK$2.75M · loan HK$6.43M · min. income ≈ HK$62,290/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$288,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,604
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,479
−HK$887/mo
Today · 4.125%
HK$34,366
baseline
▲ 0.50% · 4.625%
HK$36,177
+HK$1,811/mo
Deposit HK$2.75M · loan HK$6.43M · min. income ≈ HK$68,732/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$288,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,401
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,378
−HK$992/mo
Today · 4.125%
HK$33,370
baseline
▲ 0.50% · 4.625%
HK$35,400
+HK$2,030/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$66,740/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$288,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,933
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,870
−HK$950/mo
Today · 4.125%
HK$36,820
baseline
▲ 0.50% · 4.625%
HK$38,761
+HK$1,941/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$73,640/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$288,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,494
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,536
−HK$1,059/mo
Today · 4.125%
HK$35,595
baseline
▲ 0.50% · 4.625%
HK$37,760
+HK$2,165/mo
Deposit HK$1.84M · loan HK$7.34M · min. income ≈ HK$71,190/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$288,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,262
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,261
−HK$1,014/mo
Today · 4.125%
HK$39,275
baseline
▲ 0.50% · 4.625%
HK$41,345
+HK$2,070/mo
Deposit HK$1.84M · loan HK$7.34M · min. income ≈ HK$78,550/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$288,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,588
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,695
−HK$1,124/mo
Today · 4.125%
HK$37,819
baseline
▲ 0.50% · 4.625%
HK$40,121
+HK$2,302/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$75,638/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,591
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,653
−HK$1,077/mo
Today · 4.125%
HK$41,730
baseline
▲ 0.50% · 4.625%
HK$43,930
+HK$2,200/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$83,460/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,681
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,853
−HK$1,191/mo
Today · 4.125%
HK$40,044
baseline
▲ 0.50% · 4.625%
HK$42,481
+HK$2,437/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$80,088/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,920
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,044
−HK$1,141/mo
Today · 4.125%
HK$44,185
baseline
▲ 0.50% · 4.625%
HK$46,514
+HK$2,329/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$88,370/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,051 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).