▼ 0.50% · 3.625%
HK$22,571
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,273
−HK$713/mo
Today · 4.125%
HK$23,986
baseline
▲ 0.50% · 4.625%
HK$25,446
+HK$1,460/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$47,972/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$359,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,110
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,783
−HK$684/mo
Today · 4.125%
HK$26,467
baseline
▲ 0.50% · 4.625%
HK$27,862
+HK$1,395/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$52,934/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$359,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,828
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,600
−HK$785/mo
Today · 4.125%
HK$26,385
baseline
▲ 0.50% · 4.625%
HK$27,990
+HK$1,605/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$52,770/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$359,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,621
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,362
−HK$751/mo
Today · 4.125%
HK$29,113
baseline
▲ 0.50% · 4.625%
HK$30,648
+HK$1,535/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$58,226/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$359,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,085
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,928
−HK$856/mo
Today · 4.125%
HK$28,784
baseline
▲ 0.50% · 4.625%
HK$30,535
+HK$1,751/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$57,568/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$359,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,132
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,940
−HK$820/mo
Today · 4.125%
HK$31,760
baseline
▲ 0.50% · 4.625%
HK$33,434
+HK$1,674/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$63,520/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$359,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,342
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,255
−HK$927/mo
Today · 4.125%
HK$31,182
baseline
▲ 0.50% · 4.625%
HK$33,080
+HK$1,898/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$62,364/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$359,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,643
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,518
−HK$888/mo
Today · 4.125%
HK$34,406
baseline
▲ 0.50% · 4.625%
HK$36,220
+HK$1,814/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$68,812/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$359,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,599
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,582
−HK$999/mo
Today · 4.125%
HK$33,581
baseline
▲ 0.50% · 4.625%
HK$35,624
+HK$2,043/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$67,162/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$359,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,154
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,097
−HK$956/mo
Today · 4.125%
HK$37,053
baseline
▲ 0.50% · 4.625%
HK$39,006
+HK$1,953/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$74,106/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$359,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,856
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,909
−HK$1,070/mo
Today · 4.125%
HK$35,979
baseline
▲ 0.50% · 4.625%
HK$38,169
+HK$2,190/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$71,958/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$359,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,665
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,675
−HK$1,025/mo
Today · 4.125%
HK$39,700
baseline
▲ 0.50% · 4.625%
HK$41,792
+HK$2,092/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$79,400/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$359,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,113
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,237
−HK$1,141/mo
Today · 4.125%
HK$38,378
baseline
▲ 0.50% · 4.625%
HK$40,713
+HK$2,335/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$76,756/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$359,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,176
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,253
−HK$1,093/mo
Today · 4.125%
HK$42,346
baseline
▲ 0.50% · 4.625%
HK$44,579
+HK$2,233/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$84,692/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$359,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,371
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,564
−HK$1,213/mo
Today · 4.125%
HK$40,777
baseline
▲ 0.50% · 4.625%
HK$43,258
+HK$2,481/mo
Deposit HK$1.48M · loan HK$8.41M · min. income ≈ HK$81,554/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$359,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,687
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,832
−HK$1,161/mo
Today · 4.125%
HK$44,993
baseline
▲ 0.50% · 4.625%
HK$47,365
+HK$2,372/mo
Deposit HK$1.48M · loan HK$8.41M · min. income ≈ HK$89,986/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$359,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,628
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,891
−HK$1,284/mo
Today · 4.125%
HK$43,175
baseline
▲ 0.50% · 4.625%
HK$45,802
+HK$2,627/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$86,350/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$359,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,198
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,410
−HK$1,230/mo
Today · 4.125%
HK$47,640
baseline
▲ 0.50% · 4.625%
HK$50,151
+HK$2,511/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$95,280/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$359,841 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).