▼ 0.50% · 3.625%
HK$20,804
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,451
−HK$658/mo
Today · 4.125%
HK$22,109
baseline
▲ 0.50% · 4.625%
HK$23,454
+HK$1,345/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$44,218/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$282,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,144
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$23,765
−HK$630/mo
Today · 4.125%
HK$24,395
baseline
▲ 0.50% · 4.625%
HK$25,681
+HK$1,286/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$48,790/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$282,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,885
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,596
−HK$724/mo
Today · 4.125%
HK$24,320
baseline
▲ 0.50% · 4.625%
HK$25,799
+HK$1,479/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$48,640/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$282,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,459
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,142
−HK$692/mo
Today · 4.125%
HK$26,834
baseline
▲ 0.50% · 4.625%
HK$28,249
+HK$1,415/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$53,668/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$282,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,965
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,741
−HK$789/mo
Today · 4.125%
HK$26,530
baseline
▲ 0.50% · 4.625%
HK$28,145
+HK$1,615/mo
Deposit HK$3.65M · loan HK$5.47M · min. income ≈ HK$53,060/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$282,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,773
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,518
−HK$756/mo
Today · 4.125%
HK$29,274
baseline
▲ 0.50% · 4.625%
HK$30,817
+HK$1,543/mo
Deposit HK$3.65M · loan HK$5.47M · min. income ≈ HK$58,548/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$282,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,045
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,887
−HK$854/mo
Today · 4.125%
HK$28,741
baseline
▲ 0.50% · 4.625%
HK$30,490
+HK$1,749/mo
Deposit HK$3.19M · loan HK$5.93M · min. income ≈ HK$57,482/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$282,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,088
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,895
−HK$818/mo
Today · 4.125%
HK$31,713
baseline
▲ 0.50% · 4.625%
HK$33,385
+HK$1,672/mo
Deposit HK$3.19M · loan HK$5.93M · min. income ≈ HK$63,426/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$282,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,126
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,032
−HK$920/mo
Today · 4.125%
HK$30,952
baseline
▲ 0.50% · 4.625%
HK$32,836
+HK$1,884/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$61,904/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$282,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,402
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,271
−HK$882/mo
Today · 4.125%
HK$34,153
baseline
▲ 0.50% · 4.625%
HK$35,953
+HK$1,800/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$68,306/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$282,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,206
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,177
−HK$986/mo
Today · 4.125%
HK$33,163
baseline
▲ 0.50% · 4.625%
HK$35,181
+HK$2,018/mo
Deposit HK$2.28M · loan HK$6.84M · min. income ≈ HK$66,326/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$282,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,717
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,648
−HK$944/mo
Today · 4.125%
HK$36,592
baseline
▲ 0.50% · 4.625%
HK$38,521
+HK$1,929/mo
Deposit HK$2.28M · loan HK$6.84M · min. income ≈ HK$73,184/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$282,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,287
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,322
−HK$1,052/mo
Today · 4.125%
HK$35,374
baseline
▲ 0.50% · 4.625%
HK$37,526
+HK$2,152/mo
Deposit HK$1.82M · loan HK$7.30M · min. income ≈ HK$70,748/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$282,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,031
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,024
−HK$1,008/mo
Today · 4.125%
HK$39,032
baseline
▲ 0.50% · 4.625%
HK$41,089
+HK$2,057/mo
Deposit HK$1.82M · loan HK$7.30M · min. income ≈ HK$78,064/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$282,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,367
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,467
−HK$1,118/mo
Today · 4.125%
HK$37,585
baseline
▲ 0.50% · 4.625%
HK$39,872
+HK$2,287/mo
Deposit HK$1.37M · loan HK$7.76M · min. income ≈ HK$75,170/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$282,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,345
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,401
−HK$1,070/mo
Today · 4.125%
HK$41,471
baseline
▲ 0.50% · 4.625%
HK$43,657
+HK$2,186/mo
Deposit HK$1.37M · loan HK$7.76M · min. income ≈ HK$82,942/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$282,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,447
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,612
−HK$1,184/mo
Today · 4.125%
HK$39,796
baseline
▲ 0.50% · 4.625%
HK$42,217
+HK$2,421/mo
Deposit HK$912K · loan HK$8.21M · min. income ≈ HK$79,592/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$282,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,660
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,777
−HK$1,134/mo
Today · 4.125%
HK$43,911
baseline
▲ 0.50% · 4.625%
HK$46,225
+HK$2,314/mo
Deposit HK$912K · loan HK$8.21M · min. income ≈ HK$87,822/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$282,358 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).