▼ 0.50% · 3.625%
HK$19,922
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$20,542
−HK$629/mo
Today · 4.125%
HK$21,171
baseline
▲ 0.50% · 4.625%
HK$22,460
+HK$1,289/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$42,342/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$262,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,163
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$22,757
−HK$603/mo
Today · 4.125%
HK$23,360
baseline
▲ 0.50% · 4.625%
HK$24,592
+HK$1,232/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$46,720/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$262,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,914
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,596
−HK$692/mo
Today · 4.125%
HK$23,288
baseline
▲ 0.50% · 4.625%
HK$24,705
+HK$1,417/mo
Deposit HK$3.93M · loan HK$4.81M · min. income ≈ HK$46,576/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$262,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,379
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,033
−HK$663/mo
Today · 4.125%
HK$25,696
baseline
▲ 0.50% · 4.625%
HK$27,051
+HK$1,355/mo
Deposit HK$3.93M · loan HK$4.81M · min. income ≈ HK$51,392/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$262,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,906
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,650
−HK$756/mo
Today · 4.125%
HK$25,406
baseline
▲ 0.50% · 4.625%
HK$26,951
+HK$1,545/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$50,812/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,596
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,309
−HK$724/mo
Today · 4.125%
HK$28,033
baseline
▲ 0.50% · 4.625%
HK$29,510
+HK$1,477/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$56,066/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,899
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,704
−HK$819/mo
Today · 4.125%
HK$27,523
baseline
▲ 0.50% · 4.625%
HK$29,197
+HK$1,674/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$55,046/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,812
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,585
−HK$784/mo
Today · 4.125%
HK$30,369
baseline
▲ 0.50% · 4.625%
HK$31,969
+HK$1,600/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$60,738/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,891
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,758
−HK$882/mo
Today · 4.125%
HK$29,640
baseline
▲ 0.50% · 4.625%
HK$31,443
+HK$1,803/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$59,280/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$262,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,028
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,860
−HK$845/mo
Today · 4.125%
HK$32,705
baseline
▲ 0.50% · 4.625%
HK$34,428
+HK$1,723/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$65,410/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$262,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,883
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,813
−HK$944/mo
Today · 4.125%
HK$31,757
baseline
▲ 0.50% · 4.625%
HK$33,689
+HK$1,932/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$63,514/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,245
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,136
−HK$905/mo
Today · 4.125%
HK$35,041
baseline
▲ 0.50% · 4.625%
HK$36,888
+HK$1,847/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$70,082/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,875
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,867
−HK$1,007/mo
Today · 4.125%
HK$33,874
baseline
▲ 0.50% · 4.625%
HK$35,935
+HK$2,061/mo
Deposit HK$1.75M · loan HK$6.99M · min. income ≈ HK$67,748/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,461
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,412
−HK$965/mo
Today · 4.125%
HK$37,377
baseline
▲ 0.50% · 4.625%
HK$39,347
+HK$1,970/mo
Deposit HK$1.75M · loan HK$6.99M · min. income ≈ HK$74,754/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,867
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,921
−HK$1,070/mo
Today · 4.125%
HK$35,991
baseline
▲ 0.50% · 4.625%
HK$38,181
+HK$2,190/mo
Deposit HK$1.31M · loan HK$7.43M · min. income ≈ HK$71,982/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,677
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,688
−HK$1,025/mo
Today · 4.125%
HK$39,713
baseline
▲ 0.50% · 4.625%
HK$41,806
+HK$2,093/mo
Deposit HK$1.31M · loan HK$7.43M · min. income ≈ HK$79,426/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,860
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$36,975
−HK$1,133/mo
Today · 4.125%
HK$38,108
baseline
▲ 0.50% · 4.625%
HK$40,427
+HK$2,319/mo
Deposit HK$874K · loan HK$7.86M · min. income ≈ HK$76,216/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,893
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,963
−HK$1,086/mo
Today · 4.125%
HK$42,049
baseline
▲ 0.50% · 4.625%
HK$44,265
+HK$2,216/mo
Deposit HK$874K · loan HK$7.86M · min. income ≈ HK$84,098/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,103 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).