▼ 0.50% · 3.625%
HK$22,759
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,467
−HK$720/mo
Today · 4.125%
HK$24,187
baseline
▲ 0.50% · 4.625%
HK$25,658
+HK$1,471/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,374/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,320
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$25,999
−HK$689/mo
Today · 4.125%
HK$26,688
baseline
▲ 0.50% · 4.625%
HK$28,094
+HK$1,406/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,376/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,035
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,814
−HK$791/mo
Today · 4.125%
HK$26,605
baseline
▲ 0.50% · 4.625%
HK$28,224
+HK$1,619/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$53,210/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,852
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,598
−HK$758/mo
Today · 4.125%
HK$29,356
baseline
▲ 0.50% · 4.625%
HK$30,904
+HK$1,548/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$58,712/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,311
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,161
−HK$863/mo
Today · 4.125%
HK$29,024
baseline
▲ 0.50% · 4.625%
HK$30,790
+HK$1,766/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$58,048/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,383
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,198
−HK$827/mo
Today · 4.125%
HK$32,025
baseline
▲ 0.50% · 4.625%
HK$33,713
+HK$1,688/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$64,050/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,587
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,508
−HK$935/mo
Today · 4.125%
HK$31,443
baseline
▲ 0.50% · 4.625%
HK$33,356
+HK$1,913/mo
Deposit HK$3.49M · loan HK$6.49M · min. income ≈ HK$62,886/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,915
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,798
−HK$896/mo
Today · 4.125%
HK$34,694
baseline
▲ 0.50% · 4.625%
HK$36,523
+HK$1,829/mo
Deposit HK$3.49M · loan HK$6.49M · min. income ≈ HK$69,388/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,863
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,854
−HK$1,007/mo
Today · 4.125%
HK$33,861
baseline
▲ 0.50% · 4.625%
HK$35,922
+HK$2,061/mo
Deposit HK$2.99M · loan HK$6.99M · min. income ≈ HK$67,722/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,447
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,398
−HK$965/mo
Today · 4.125%
HK$37,363
baseline
▲ 0.50% · 4.625%
HK$39,332
+HK$1,969/mo
Deposit HK$2.99M · loan HK$6.99M · min. income ≈ HK$74,726/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,139
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,201
−HK$1,079/mo
Today · 4.125%
HK$36,280
baseline
▲ 0.50% · 4.625%
HK$38,487
+HK$2,207/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$72,560/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$368,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,979
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$38,998
−HK$1,033/mo
Today · 4.125%
HK$40,031
baseline
▲ 0.50% · 4.625%
HK$42,141
+HK$2,110/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$80,062/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$368,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,415
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,548
−HK$1,151/mo
Today · 4.125%
HK$38,699
baseline
▲ 0.50% · 4.625%
HK$41,053
+HK$2,354/mo
Deposit HK$2.00M · loan HK$7.98M · min. income ≈ HK$77,398/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$368,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,511
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,598
−HK$1,102/mo
Today · 4.125%
HK$42,700
baseline
▲ 0.50% · 4.625%
HK$44,951
+HK$2,251/mo
Deposit HK$2.00M · loan HK$7.98M · min. income ≈ HK$85,400/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$368,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,691
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,894
−HK$1,223/mo
Today · 4.125%
HK$41,117
baseline
▲ 0.50% · 4.625%
HK$43,619
+HK$2,502/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$82,234/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,043
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,198
−HK$1,171/mo
Today · 4.125%
HK$45,369
baseline
▲ 0.50% · 4.625%
HK$47,760
+HK$2,391/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$90,738/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,967
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,241
−HK$1,295/mo
Today · 4.125%
HK$43,536
baseline
▲ 0.50% · 4.625%
HK$46,185
+HK$2,649/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$87,072/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,575
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,798
−HK$1,240/mo
Today · 4.125%
HK$48,038
baseline
▲ 0.50% · 4.625%
HK$50,570
+HK$2,532/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$96,076/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,106 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).