▼ 0.50% · 3.625%
HK$21,706
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,381
−HK$686/mo
Today · 4.125%
HK$23,067
baseline
▲ 0.50% · 4.625%
HK$24,470
+HK$1,403/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,134/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$321,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,147
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,795
−HK$657/mo
Today · 4.125%
HK$25,452
baseline
▲ 0.50% · 4.625%
HK$26,794
+HK$1,342/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,904/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$321,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,876
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,619
−HK$755/mo
Today · 4.125%
HK$25,374
baseline
▲ 0.50% · 4.625%
HK$26,917
+HK$1,543/mo
Deposit HK$4.28M · loan HK$5.24M · min. income ≈ HK$50,748/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$321,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,562
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,274
−HK$723/mo
Today · 4.125%
HK$27,997
baseline
▲ 0.50% · 4.625%
HK$29,473
+HK$1,476/mo
Deposit HK$4.28M · loan HK$5.24M · min. income ≈ HK$55,994/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$321,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,047
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,857
−HK$823/mo
Today · 4.125%
HK$27,680
baseline
▲ 0.50% · 4.625%
HK$29,364
+HK$1,684/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$55,360/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$321,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,977
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,754
−HK$788/mo
Today · 4.125%
HK$30,542
baseline
▲ 0.50% · 4.625%
HK$32,152
+HK$1,610/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$61,084/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$321,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,217
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,095
−HK$892/mo
Today · 4.125%
HK$29,987
baseline
▲ 0.50% · 4.625%
HK$31,812
+HK$1,825/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$59,974/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$321,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,392
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,233
−HK$855/mo
Today · 4.125%
HK$33,088
baseline
▲ 0.50% · 4.625%
HK$34,832
+HK$1,744/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$66,176/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$321,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,388
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,333
−HK$961/mo
Today · 4.125%
HK$32,294
baseline
▲ 0.50% · 4.625%
HK$34,259
+HK$1,965/mo
Deposit HK$2.86M · loan HK$6.66M · min. income ≈ HK$64,588/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$321,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,806
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,713
−HK$920/mo
Today · 4.125%
HK$35,633
baseline
▲ 0.50% · 4.625%
HK$37,511
+HK$1,878/mo
Deposit HK$2.86M · loan HK$6.66M · min. income ≈ HK$71,266/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$321,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,559
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$33,571
−HK$1,029/mo
Today · 4.125%
HK$34,600
baseline
▲ 0.50% · 4.625%
HK$36,706
+HK$2,106/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$69,200/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$321,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,221
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,192
−HK$986/mo
Today · 4.125%
HK$38,178
baseline
▲ 0.50% · 4.625%
HK$40,190
+HK$2,012/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$76,356/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$321,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,729
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$35,809
−HK$1,098/mo
Today · 4.125%
HK$36,907
baseline
▲ 0.50% · 4.625%
HK$39,153
+HK$2,246/mo
Deposit HK$1.90M · loan HK$7.62M · min. income ≈ HK$73,814/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$321,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,636
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,672
−HK$1,051/mo
Today · 4.125%
HK$40,723
baseline
▲ 0.50% · 4.625%
HK$42,870
+HK$2,147/mo
Deposit HK$1.90M · loan HK$7.62M · min. income ≈ HK$81,446/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$321,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,900
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$38,047
−HK$1,167/mo
Today · 4.125%
HK$39,214
baseline
▲ 0.50% · 4.625%
HK$41,600
+HK$2,386/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$78,428/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$321,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,051
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,151
−HK$1,117/mo
Today · 4.125%
HK$43,268
baseline
▲ 0.50% · 4.625%
HK$45,549
+HK$2,281/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$86,536/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$321,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,070
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,286
−HK$1,234/mo
Today · 4.125%
HK$41,520
baseline
▲ 0.50% · 4.625%
HK$44,047
+HK$2,527/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$83,040/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$321,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,465
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,631
−HK$1,183/mo
Today · 4.125%
HK$45,814
baseline
▲ 0.50% · 4.625%
HK$48,228
+HK$2,414/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$91,628/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$321,897 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).