▼ 0.50% · 3.625%
HK$20,918
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,568
−HK$661/mo
Today · 4.125%
HK$22,229
baseline
▲ 0.50% · 4.625%
HK$23,582
+HK$1,353/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,458/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$287,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,271
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,895
−HK$633/mo
Today · 4.125%
HK$24,528
baseline
▲ 0.50% · 4.625%
HK$25,821
+HK$1,293/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,056/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$287,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,009
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,725
−HK$727/mo
Today · 4.125%
HK$24,452
baseline
▲ 0.50% · 4.625%
HK$25,940
+HK$1,488/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$48,904/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$287,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,598
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,284
−HK$697/mo
Today · 4.125%
HK$26,981
baseline
▲ 0.50% · 4.625%
HK$28,403
+HK$1,422/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$53,962/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$287,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,101
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,882
−HK$793/mo
Today · 4.125%
HK$26,675
baseline
▲ 0.50% · 4.625%
HK$28,298
+HK$1,623/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$53,350/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,925
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,674
−HK$760/mo
Today · 4.125%
HK$29,434
baseline
▲ 0.50% · 4.625%
HK$30,985
+HK$1,551/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$58,868/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,193
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,039
−HK$859/mo
Today · 4.125%
HK$28,898
baseline
▲ 0.50% · 4.625%
HK$30,657
+HK$1,759/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$57,796/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$287,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,252
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,063
−HK$823/mo
Today · 4.125%
HK$31,886
baseline
▲ 0.50% · 4.625%
HK$33,567
+HK$1,681/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$63,772/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$287,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,285
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,196
−HK$925/mo
Today · 4.125%
HK$31,121
baseline
▲ 0.50% · 4.625%
HK$33,015
+HK$1,894/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$62,242/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,579
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,453
−HK$886/mo
Today · 4.125%
HK$34,339
baseline
▲ 0.50% · 4.625%
HK$36,149
+HK$1,810/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$68,678/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,377
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,353
−HK$991/mo
Today · 4.125%
HK$33,344
baseline
▲ 0.50% · 4.625%
HK$35,373
+HK$2,029/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$66,688/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$287,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,906
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,842
−HK$950/mo
Today · 4.125%
HK$36,792
baseline
▲ 0.50% · 4.625%
HK$38,731
+HK$1,939/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$73,584/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$287,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,468
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,509
−HK$1,058/mo
Today · 4.125%
HK$35,567
baseline
▲ 0.50% · 4.625%
HK$37,731
+HK$2,164/mo
Deposit HK$1.83M · loan HK$7.34M · min. income ≈ HK$71,134/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$287,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,233
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,232
−HK$1,013/mo
Today · 4.125%
HK$39,245
baseline
▲ 0.50% · 4.625%
HK$41,313
+HK$2,068/mo
Deposit HK$1.83M · loan HK$7.34M · min. income ≈ HK$78,490/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$287,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,560
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,666
−HK$1,124/mo
Today · 4.125%
HK$37,790
baseline
▲ 0.50% · 4.625%
HK$40,089
+HK$2,299/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$75,580/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$287,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,560
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,621
−HK$1,077/mo
Today · 4.125%
HK$41,698
baseline
▲ 0.50% · 4.625%
HK$43,896
+HK$2,198/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$83,396/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$287,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,652
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,823
−HK$1,190/mo
Today · 4.125%
HK$40,013
baseline
▲ 0.50% · 4.625%
HK$42,448
+HK$2,435/mo
Deposit HK$917K · loan HK$8.26M · min. income ≈ HK$80,026/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$287,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,887
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$43,011
−HK$1,139/mo
Today · 4.125%
HK$44,150
baseline
▲ 0.50% · 4.625%
HK$46,478
+HK$2,328/mo
Deposit HK$917K · loan HK$8.26M · min. income ≈ HK$88,300/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$287,340 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).