▼ 0.50% · 3.625%
HK$20,432
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,067
−HK$646/mo
Today · 4.125%
HK$21,713
baseline
▲ 0.50% · 4.625%
HK$23,034
+HK$1,321/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,426/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,730
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,340
−HK$618/mo
Today · 4.125%
HK$23,958
baseline
▲ 0.50% · 4.625%
HK$25,221
+HK$1,263/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,916/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,475
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,174
−HK$710/mo
Today · 4.125%
HK$23,884
baseline
▲ 0.50% · 4.625%
HK$25,338
+HK$1,454/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$47,768/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,003
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,674
−HK$680/mo
Today · 4.125%
HK$26,354
baseline
▲ 0.50% · 4.625%
HK$27,743
+HK$1,389/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$52,708/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,518
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,281
−HK$775/mo
Today · 4.125%
HK$26,056
baseline
▲ 0.50% · 4.625%
HK$27,641
+HK$1,585/mo
Deposit HK$3.58M · loan HK$5.38M · min. income ≈ HK$52,112/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,276
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$28,008
−HK$742/mo
Today · 4.125%
HK$28,750
baseline
▲ 0.50% · 4.625%
HK$30,265
+HK$1,515/mo
Deposit HK$3.58M · loan HK$5.38M · min. income ≈ HK$57,500/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,561
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,388
−HK$839/mo
Today · 4.125%
HK$28,227
baseline
▲ 0.50% · 4.625%
HK$29,945
+HK$1,718/mo
Deposit HK$3.14M · loan HK$5.82M · min. income ≈ HK$56,454/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,549
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,342
−HK$804/mo
Today · 4.125%
HK$31,146
baseline
▲ 0.50% · 4.625%
HK$32,788
+HK$1,642/mo
Deposit HK$3.14M · loan HK$5.82M · min. income ≈ HK$62,292/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,605
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,494
−HK$904/mo
Today · 4.125%
HK$30,398
baseline
▲ 0.50% · 4.625%
HK$32,248
+HK$1,850/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$60,796/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,822
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,676
−HK$866/mo
Today · 4.125%
HK$33,542
baseline
▲ 0.50% · 4.625%
HK$35,310
+HK$1,768/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$67,084/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,648
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,601
−HK$969/mo
Today · 4.125%
HK$32,570
baseline
▲ 0.50% · 4.625%
HK$34,551
+HK$1,981/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$65,140/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,095
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,010
−HK$927/mo
Today · 4.125%
HK$35,937
baseline
▲ 0.50% · 4.625%
HK$37,832
+HK$1,895/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$71,874/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,691
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,708
−HK$1,033/mo
Today · 4.125%
HK$34,741
baseline
▲ 0.50% · 4.625%
HK$36,855
+HK$2,114/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$69,482/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,368
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,344
−HK$989/mo
Today · 4.125%
HK$38,333
baseline
▲ 0.50% · 4.625%
HK$40,354
+HK$2,021/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$76,666/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,734
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$35,815
−HK$1,097/mo
Today · 4.125%
HK$36,912
baseline
▲ 0.50% · 4.625%
HK$39,158
+HK$2,246/mo
Deposit HK$1.34M · loan HK$7.62M · min. income ≈ HK$73,824/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,641
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,678
−HK$1,051/mo
Today · 4.125%
HK$40,729
baseline
▲ 0.50% · 4.625%
HK$42,876
+HK$2,147/mo
Deposit HK$1.34M · loan HK$7.62M · min. income ≈ HK$81,458/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,777
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$37,921
−HK$1,163/mo
Today · 4.125%
HK$39,084
baseline
▲ 0.50% · 4.625%
HK$41,462
+HK$2,378/mo
Deposit HK$896K · loan HK$8.06M · min. income ≈ HK$78,168/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,914
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,012
−HK$1,113/mo
Today · 4.125%
HK$43,125
baseline
▲ 0.50% · 4.625%
HK$45,398
+HK$2,273/mo
Deposit HK$896K · loan HK$8.06M · min. income ≈ HK$86,250/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,810 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).