▼ 0.50% · 3.625%
HK$20,952
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,604
−HK$662/mo
Today · 4.125%
HK$22,266
baseline
▲ 0.50% · 4.625%
HK$23,621
+HK$1,355/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,532/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,309
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,934
−HK$634/mo
Today · 4.125%
HK$24,568
baseline
▲ 0.50% · 4.625%
HK$25,863
+HK$1,295/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,136/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,047
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,764
−HK$728/mo
Today · 4.125%
HK$24,492
baseline
▲ 0.50% · 4.625%
HK$25,983
+HK$1,491/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$48,984/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,640
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,327
−HK$698/mo
Today · 4.125%
HK$27,025
baseline
▲ 0.50% · 4.625%
HK$28,450
+HK$1,425/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$54,050/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,142
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,925
−HK$794/mo
Today · 4.125%
HK$26,719
baseline
▲ 0.50% · 4.625%
HK$28,345
+HK$1,626/mo
Deposit HK$3.68M · loan HK$5.51M · min. income ≈ HK$53,438/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,971
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,721
−HK$761/mo
Today · 4.125%
HK$29,482
baseline
▲ 0.50% · 4.625%
HK$31,036
+HK$1,554/mo
Deposit HK$3.68M · loan HK$5.51M · min. income ≈ HK$58,964/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,238
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,085
−HK$861/mo
Today · 4.125%
HK$28,946
baseline
▲ 0.50% · 4.625%
HK$30,707
+HK$1,761/mo
Deposit HK$3.22M · loan HK$5.97M · min. income ≈ HK$57,892/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$288,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,302
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,114
−HK$825/mo
Today · 4.125%
HK$31,939
baseline
▲ 0.50% · 4.625%
HK$33,622
+HK$1,683/mo
Deposit HK$3.22M · loan HK$5.97M · min. income ≈ HK$63,878/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$288,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,333
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,245
−HK$927/mo
Today · 4.125%
HK$31,172
baseline
▲ 0.50% · 4.625%
HK$33,069
+HK$1,897/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$62,344/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$288,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,632
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,508
−HK$888/mo
Today · 4.125%
HK$34,396
baseline
▲ 0.50% · 4.625%
HK$36,209
+HK$1,813/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$68,792/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$288,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,428
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,406
−HK$993/mo
Today · 4.125%
HK$33,399
baseline
▲ 0.50% · 4.625%
HK$35,431
+HK$2,032/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$66,798/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$288,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,963
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,901
−HK$951/mo
Today · 4.125%
HK$36,852
baseline
▲ 0.50% · 4.625%
HK$38,795
+HK$1,943/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$73,704/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$288,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,523
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,566
−HK$1,059/mo
Today · 4.125%
HK$35,625
baseline
▲ 0.50% · 4.625%
HK$37,793
+HK$2,168/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$71,250/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$288,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,294
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,294
−HK$1,015/mo
Today · 4.125%
HK$39,309
baseline
▲ 0.50% · 4.625%
HK$41,381
+HK$2,072/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$78,618/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$288,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,618
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,726
−HK$1,126/mo
Today · 4.125%
HK$37,852
baseline
▲ 0.50% · 4.625%
HK$40,155
+HK$2,303/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$75,704/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,625
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,688
−HK$1,078/mo
Today · 4.125%
HK$41,766
baseline
▲ 0.50% · 4.625%
HK$43,968
+HK$2,202/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$83,532/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,714
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,887
−HK$1,192/mo
Today · 4.125%
HK$40,079
baseline
▲ 0.50% · 4.625%
HK$42,517
+HK$2,438/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$80,158/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,956
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,081
−HK$1,142/mo
Today · 4.125%
HK$44,223
baseline
▲ 0.50% · 4.625%
HK$46,554
+HK$2,331/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$88,446/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,846 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).