▼ 0.50% · 3.625%
HK$20,982
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,635
−HK$663/mo
Today · 4.125%
HK$22,298
baseline
▲ 0.50% · 4.625%
HK$23,655
+HK$1,357/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$44,596/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$290,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,343
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,969
−HK$635/mo
Today · 4.125%
HK$24,604
baseline
▲ 0.50% · 4.625%
HK$25,901
+HK$1,297/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$49,208/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$290,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,081
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$23,799
−HK$729/mo
Today · 4.125%
HK$24,528
baseline
▲ 0.50% · 4.625%
HK$26,021
+HK$1,493/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$49,056/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$290,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,677
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$26,366
−HK$698/mo
Today · 4.125%
HK$27,064
baseline
▲ 0.50% · 4.625%
HK$28,491
+HK$1,427/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$54,128/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$290,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,179
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,962
−HK$796/mo
Today · 4.125%
HK$26,758
baseline
▲ 0.50% · 4.625%
HK$28,386
+HK$1,628/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$53,516/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,011
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,763
−HK$762/mo
Today · 4.125%
HK$29,525
baseline
▲ 0.50% · 4.625%
HK$31,081
+HK$1,556/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$59,050/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,277
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,126
−HK$862/mo
Today · 4.125%
HK$28,988
baseline
▲ 0.50% · 4.625%
HK$30,752
+HK$1,764/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$57,976/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,346
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,159
−HK$826/mo
Today · 4.125%
HK$31,985
baseline
▲ 0.50% · 4.625%
HK$33,671
+HK$1,686/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$63,970/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,375
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,289
−HK$928/mo
Today · 4.125%
HK$31,217
baseline
▲ 0.50% · 4.625%
HK$33,117
+HK$1,900/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$62,434/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,680
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,556
−HK$889/mo
Today · 4.125%
HK$34,445
baseline
▲ 0.50% · 4.625%
HK$36,261
+HK$1,816/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$68,890/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,474
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,453
−HK$994/mo
Today · 4.125%
HK$33,447
baseline
▲ 0.50% · 4.625%
HK$35,483
+HK$2,036/mo
Deposit HK$2.30M · loan HK$6.90M · min. income ≈ HK$66,894/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,014
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,953
−HK$953/mo
Today · 4.125%
HK$36,906
baseline
▲ 0.50% · 4.625%
HK$38,851
+HK$1,945/mo
Deposit HK$2.30M · loan HK$6.90M · min. income ≈ HK$73,812/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,572
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,616
−HK$1,061/mo
Today · 4.125%
HK$35,677
baseline
▲ 0.50% · 4.625%
HK$37,848
+HK$2,171/mo
Deposit HK$1.84M · loan HK$7.36M · min. income ≈ HK$71,354/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,348
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$38,350
−HK$1,016/mo
Today · 4.125%
HK$39,366
baseline
▲ 0.50% · 4.625%
HK$41,441
+HK$2,075/mo
Deposit HK$1.84M · loan HK$7.36M · min. income ≈ HK$78,732/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,670
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,780
−HK$1,127/mo
Today · 4.125%
HK$37,907
baseline
▲ 0.50% · 4.625%
HK$40,214
+HK$2,307/mo
Deposit HK$1.38M · loan HK$7.82M · min. income ≈ HK$75,814/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,683
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,747
−HK$1,080/mo
Today · 4.125%
HK$41,827
baseline
▲ 0.50% · 4.625%
HK$44,031
+HK$2,204/mo
Deposit HK$1.38M · loan HK$7.82M · min. income ≈ HK$83,654/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,768
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,943
−HK$1,194/mo
Today · 4.125%
HK$40,137
baseline
▲ 0.50% · 4.625%
HK$42,579
+HK$2,442/mo
Deposit HK$920K · loan HK$8.28M · min. income ≈ HK$80,274/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,017
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,144
−HK$1,143/mo
Today · 4.125%
HK$44,287
baseline
▲ 0.50% · 4.625%
HK$46,621
+HK$2,334/mo
Deposit HK$920K · loan HK$8.28M · min. income ≈ HK$88,574/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,179 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).