▼ 0.50% · 3.625%
HK$21,041
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,695
−HK$665/mo
Today · 4.125%
HK$22,360
baseline
▲ 0.50% · 4.625%
HK$23,721
+HK$1,361/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,720/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$292,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,408
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,035
−HK$637/mo
Today · 4.125%
HK$24,672
baseline
▲ 0.50% · 4.625%
HK$25,973
+HK$1,301/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,344/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$292,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,145
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,865
−HK$731/mo
Today · 4.125%
HK$24,596
baseline
▲ 0.50% · 4.625%
HK$26,093
+HK$1,497/mo
Deposit HK$4.15M · loan HK$5.08M · min. income ≈ HK$49,192/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$292,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,748
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,439
−HK$700/mo
Today · 4.125%
HK$27,139
baseline
▲ 0.50% · 4.625%
HK$28,570
+HK$1,431/mo
Deposit HK$4.15M · loan HK$5.08M · min. income ≈ HK$54,278/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$292,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,249
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,034
−HK$798/mo
Today · 4.125%
HK$26,832
baseline
▲ 0.50% · 4.625%
HK$28,465
+HK$1,633/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$53,664/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,089
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,842
−HK$765/mo
Today · 4.125%
HK$29,607
baseline
▲ 0.50% · 4.625%
HK$31,167
+HK$1,560/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$59,214/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,353
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,204
−HK$864/mo
Today · 4.125%
HK$29,068
baseline
▲ 0.50% · 4.625%
HK$30,837
+HK$1,769/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$58,136/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,430
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,246
−HK$828/mo
Today · 4.125%
HK$32,074
baseline
▲ 0.50% · 4.625%
HK$33,764
+HK$1,690/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$64,148/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,457
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,373
−HK$931/mo
Today · 4.125%
HK$31,304
baseline
▲ 0.50% · 4.625%
HK$33,209
+HK$1,905/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$62,608/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,771
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,649
−HK$892/mo
Today · 4.125%
HK$34,541
baseline
▲ 0.50% · 4.625%
HK$36,362
+HK$1,821/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$69,082/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,561
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,543
−HK$997/mo
Today · 4.125%
HK$33,540
baseline
▲ 0.50% · 4.625%
HK$35,581
+HK$2,041/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$67,080/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,111
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,053
−HK$955/mo
Today · 4.125%
HK$37,008
baseline
▲ 0.50% · 4.625%
HK$38,959
+HK$1,951/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$74,016/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,665
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,712
−HK$1,064/mo
Today · 4.125%
HK$35,776
baseline
▲ 0.50% · 4.625%
HK$37,953
+HK$2,177/mo
Deposit HK$1.85M · loan HK$7.38M · min. income ≈ HK$71,552/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,452
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,456
−HK$1,019/mo
Today · 4.125%
HK$39,475
baseline
▲ 0.50% · 4.625%
HK$41,556
+HK$2,081/mo
Deposit HK$1.85M · loan HK$7.38M · min. income ≈ HK$78,950/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,769
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,882
−HK$1,130/mo
Today · 4.125%
HK$38,012
baseline
▲ 0.50% · 4.625%
HK$40,325
+HK$2,313/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$76,024/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,793
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,860
−HK$1,083/mo
Today · 4.125%
HK$41,943
baseline
▲ 0.50% · 4.625%
HK$44,154
+HK$2,211/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$83,886/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,873
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,051
−HK$1,197/mo
Today · 4.125%
HK$40,248
baseline
▲ 0.50% · 4.625%
HK$42,697
+HK$2,449/mo
Deposit HK$923K · loan HK$8.30M · min. income ≈ HK$80,496/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$292,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,134
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,264
−HK$1,146/mo
Today · 4.125%
HK$44,410
baseline
▲ 0.50% · 4.625%
HK$46,751
+HK$2,341/mo
Deposit HK$923K · loan HK$8.30M · min. income ≈ HK$88,820/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$292,732 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).