▼ 0.50% · 3.625%
HK$21,765
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,442
−HK$687/mo
Today · 4.125%
HK$23,129
baseline
▲ 0.50% · 4.625%
HK$24,537
+HK$1,408/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,258/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$324,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,213
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,862
−HK$659/mo
Today · 4.125%
HK$25,521
baseline
▲ 0.50% · 4.625%
HK$26,866
+HK$1,345/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$51,042/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$324,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,941
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,686
−HK$756/mo
Today · 4.125%
HK$25,442
baseline
▲ 0.50% · 4.625%
HK$26,990
+HK$1,548/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$50,884/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,634
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,348
−HK$725/mo
Today · 4.125%
HK$28,073
baseline
▲ 0.50% · 4.625%
HK$29,553
+HK$1,480/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$56,146/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,117
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,930
−HK$825/mo
Today · 4.125%
HK$27,755
baseline
▲ 0.50% · 4.625%
HK$29,444
+HK$1,689/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$55,510/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,055
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,835
−HK$790/mo
Today · 4.125%
HK$30,625
baseline
▲ 0.50% · 4.625%
HK$32,239
+HK$1,614/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$61,250/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,294
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,174
−HK$894/mo
Today · 4.125%
HK$30,068
baseline
▲ 0.50% · 4.625%
HK$31,898
+HK$1,830/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$60,136/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$324,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,477
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,321
−HK$856/mo
Today · 4.125%
HK$33,177
baseline
▲ 0.50% · 4.625%
HK$34,926
+HK$1,749/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$66,354/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$324,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,470
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,418
−HK$963/mo
Today · 4.125%
HK$32,381
baseline
▲ 0.50% · 4.625%
HK$34,351
+HK$1,970/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$64,762/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,898
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,807
−HK$922/mo
Today · 4.125%
HK$35,729
baseline
▲ 0.50% · 4.625%
HK$37,613
+HK$1,884/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$71,458/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,647
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,662
−HK$1,032/mo
Today · 4.125%
HK$34,694
baseline
▲ 0.50% · 4.625%
HK$36,805
+HK$2,111/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$69,388/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,319
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,293
−HK$988/mo
Today · 4.125%
HK$38,281
baseline
▲ 0.50% · 4.625%
HK$40,299
+HK$2,018/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$76,562/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,823
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,906
−HK$1,101/mo
Today · 4.125%
HK$37,007
baseline
▲ 0.50% · 4.625%
HK$39,259
+HK$2,252/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$74,014/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,741
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,780
−HK$1,054/mo
Today · 4.125%
HK$40,834
baseline
▲ 0.50% · 4.625%
HK$42,986
+HK$2,152/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$81,668/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,000
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,151
−HK$1,169/mo
Today · 4.125%
HK$39,320
baseline
▲ 0.50% · 4.625%
HK$41,712
+HK$2,392/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$78,640/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,162
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,266
−HK$1,120/mo
Today · 4.125%
HK$43,386
baseline
▲ 0.50% · 4.625%
HK$45,673
+HK$2,287/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$86,772/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,176
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$40,395
−HK$1,238/mo
Today · 4.125%
HK$41,633
baseline
▲ 0.50% · 4.625%
HK$44,166
+HK$2,533/mo
Deposit HK$954K · loan HK$8.59M · min. income ≈ HK$83,266/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,583
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$44,752
−HK$1,186/mo
Today · 4.125%
HK$45,938
baseline
▲ 0.50% · 4.625%
HK$48,359
+HK$2,421/mo
Deposit HK$954K · loan HK$8.59M · min. income ≈ HK$91,876/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,479 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).