▼ 0.50% · 3.625%
HK$20,446
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,082
−HK$646/mo
Today · 4.125%
HK$21,728
baseline
▲ 0.50% · 4.625%
HK$23,051
+HK$1,323/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,456/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$269,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,746
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,356
−HK$619/mo
Today · 4.125%
HK$23,975
baseline
▲ 0.50% · 4.625%
HK$25,239
+HK$1,264/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,950/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$269,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,491
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,190
−HK$711/mo
Today · 4.125%
HK$23,901
baseline
▲ 0.50% · 4.625%
HK$25,356
+HK$1,455/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$47,802/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$269,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,021
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,692
−HK$681/mo
Today · 4.125%
HK$26,373
baseline
▲ 0.50% · 4.625%
HK$27,763
+HK$1,390/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$52,746/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$269,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,536
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,299
−HK$775/mo
Today · 4.125%
HK$26,074
baseline
▲ 0.50% · 4.625%
HK$27,661
+HK$1,587/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$52,148/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,296
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$28,028
−HK$742/mo
Today · 4.125%
HK$28,770
baseline
▲ 0.50% · 4.625%
HK$30,287
+HK$1,517/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$57,540/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,580
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,407
−HK$840/mo
Today · 4.125%
HK$28,247
baseline
▲ 0.50% · 4.625%
HK$29,966
+HK$1,719/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$56,494/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,570
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,363
−HK$805/mo
Today · 4.125%
HK$31,168
baseline
▲ 0.50% · 4.625%
HK$32,811
+HK$1,643/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$62,336/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,625
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,515
−HK$905/mo
Today · 4.125%
HK$30,420
baseline
▲ 0.50% · 4.625%
HK$32,271
+HK$1,851/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$60,840/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,845
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,699
−HK$866/mo
Today · 4.125%
HK$33,565
baseline
▲ 0.50% · 4.625%
HK$35,335
+HK$1,770/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$67,130/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,669
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,623
−HK$970/mo
Today · 4.125%
HK$32,593
baseline
▲ 0.50% · 4.625%
HK$34,576
+HK$1,983/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$65,186/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,119
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,034
−HK$929/mo
Today · 4.125%
HK$35,963
baseline
▲ 0.50% · 4.625%
HK$37,858
+HK$1,895/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$71,926/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,714
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,732
−HK$1,033/mo
Today · 4.125%
HK$34,765
baseline
▲ 0.50% · 4.625%
HK$36,881
+HK$2,116/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$69,530/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,394
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,370
−HK$990/mo
Today · 4.125%
HK$38,360
baseline
▲ 0.50% · 4.625%
HK$40,382
+HK$2,022/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$76,720/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,759
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,840
−HK$1,098/mo
Today · 4.125%
HK$36,938
baseline
▲ 0.50% · 4.625%
HK$39,186
+HK$2,248/mo
Deposit HK$1.34M · loan HK$7.62M · min. income ≈ HK$73,876/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$269,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,669
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,706
−HK$1,052/mo
Today · 4.125%
HK$40,758
baseline
▲ 0.50% · 4.625%
HK$42,906
+HK$2,148/mo
Deposit HK$1.34M · loan HK$7.62M · min. income ≈ HK$81,516/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$269,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,803
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,948
−HK$1,163/mo
Today · 4.125%
HK$39,111
baseline
▲ 0.50% · 4.625%
HK$41,491
+HK$2,380/mo
Deposit HK$897K · loan HK$8.07M · min. income ≈ HK$78,222/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,943
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,041
−HK$1,114/mo
Today · 4.125%
HK$43,155
baseline
▲ 0.50% · 4.625%
HK$45,430
+HK$2,275/mo
Deposit HK$897K · loan HK$8.07M · min. income ≈ HK$86,310/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,000 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).