▼ 0.50% · 3.625%
HK$21,004
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,657
−HK$664/mo
Today · 4.125%
HK$22,321
baseline
▲ 0.50% · 4.625%
HK$23,679
+HK$1,358/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,642/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$291,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,367
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,993
−HK$636/mo
Today · 4.125%
HK$24,629
baseline
▲ 0.50% · 4.625%
HK$25,927
+HK$1,298/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,258/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$291,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,104
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,823
−HK$730/mo
Today · 4.125%
HK$24,553
baseline
▲ 0.50% · 4.625%
HK$26,047
+HK$1,494/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$49,106/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$291,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,703
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,393
−HK$699/mo
Today · 4.125%
HK$27,092
baseline
▲ 0.50% · 4.625%
HK$28,520
+HK$1,428/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$54,184/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$291,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,205
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,989
−HK$796/mo
Today · 4.125%
HK$26,785
baseline
▲ 0.50% · 4.625%
HK$28,415
+HK$1,630/mo
Deposit HK$3.68M · loan HK$5.53M · min. income ≈ HK$53,570/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$291,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,040
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,792
−HK$763/mo
Today · 4.125%
HK$29,555
baseline
▲ 0.50% · 4.625%
HK$31,113
+HK$1,558/mo
Deposit HK$3.68M · loan HK$5.53M · min. income ≈ HK$59,110/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$291,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,305
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,154
−HK$863/mo
Today · 4.125%
HK$29,017
baseline
▲ 0.50% · 4.625%
HK$30,783
+HK$1,766/mo
Deposit HK$3.22M · loan HK$5.99M · min. income ≈ HK$58,034/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$291,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,377
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,191
−HK$827/mo
Today · 4.125%
HK$32,018
baseline
▲ 0.50% · 4.625%
HK$33,705
+HK$1,687/mo
Deposit HK$3.22M · loan HK$5.99M · min. income ≈ HK$64,036/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$291,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,405
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,320
−HK$929/mo
Today · 4.125%
HK$31,249
baseline
▲ 0.50% · 4.625%
HK$33,151
+HK$1,902/mo
Deposit HK$2.76M · loan HK$6.45M · min. income ≈ HK$62,498/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$291,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,713
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,591
−HK$890/mo
Today · 4.125%
HK$34,481
baseline
▲ 0.50% · 4.625%
HK$36,298
+HK$1,817/mo
Deposit HK$2.76M · loan HK$6.45M · min. income ≈ HK$68,962/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$291,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,506
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,486
−HK$996/mo
Today · 4.125%
HK$33,482
baseline
▲ 0.50% · 4.625%
HK$35,519
+HK$2,037/mo
Deposit HK$2.30M · loan HK$6.91M · min. income ≈ HK$66,964/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$291,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,050
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$35,990
−HK$954/mo
Today · 4.125%
HK$36,944
baseline
▲ 0.50% · 4.625%
HK$38,891
+HK$1,947/mo
Deposit HK$2.30M · loan HK$6.91M · min. income ≈ HK$73,888/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$291,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,606
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,652
−HK$1,062/mo
Today · 4.125%
HK$35,714
baseline
▲ 0.50% · 4.625%
HK$37,887
+HK$2,173/mo
Deposit HK$1.84M · loan HK$7.37M · min. income ≈ HK$71,428/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$291,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,387
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,389
−HK$1,017/mo
Today · 4.125%
HK$39,406
baseline
▲ 0.50% · 4.625%
HK$41,484
+HK$2,078/mo
Deposit HK$1.84M · loan HK$7.37M · min. income ≈ HK$78,812/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$291,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,707
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,817
−HK$1,129/mo
Today · 4.125%
HK$37,946
baseline
▲ 0.50% · 4.625%
HK$40,255
+HK$2,309/mo
Deposit HK$1.38M · loan HK$7.83M · min. income ≈ HK$75,892/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$291,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,723
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,789
−HK$1,080/mo
Today · 4.125%
HK$41,869
baseline
▲ 0.50% · 4.625%
HK$44,076
+HK$2,207/mo
Deposit HK$1.38M · loan HK$7.83M · min. income ≈ HK$83,738/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$291,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,807
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$38,983
−HK$1,195/mo
Today · 4.125%
HK$40,178
baseline
▲ 0.50% · 4.625%
HK$42,623
+HK$2,445/mo
Deposit HK$921K · loan HK$8.29M · min. income ≈ HK$80,356/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$291,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,060
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,188
−HK$1,144/mo
Today · 4.125%
HK$44,332
baseline
▲ 0.50% · 4.625%
HK$46,669
+HK$2,337/mo
Deposit HK$921K · loan HK$8.29M · min. income ≈ HK$88,664/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$291,120 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).