▼ 0.50% · 3.625%
HK$20,421
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,056
−HK$646/mo
Today · 4.125%
HK$21,702
baseline
▲ 0.50% · 4.625%
HK$23,022
+HK$1,320/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,404/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,718
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,327
−HK$619/mo
Today · 4.125%
HK$23,946
baseline
▲ 0.50% · 4.625%
HK$25,208
+HK$1,262/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,892/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,463
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,162
−HK$710/mo
Today · 4.125%
HK$23,872
baseline
▲ 0.50% · 4.625%
HK$25,324
+HK$1,452/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$47,744/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,990
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,660
−HK$680/mo
Today · 4.125%
HK$26,340
baseline
▲ 0.50% · 4.625%
HK$27,729
+HK$1,389/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$52,680/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,505
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$25,267
−HK$775/mo
Today · 4.125%
HK$26,042
baseline
▲ 0.50% · 4.625%
HK$27,626
+HK$1,584/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$52,084/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,262
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$27,993
−HK$742/mo
Today · 4.125%
HK$28,735
baseline
▲ 0.50% · 4.625%
HK$30,249
+HK$1,514/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$57,470/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,547
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,373
−HK$839/mo
Today · 4.125%
HK$28,212
baseline
▲ 0.50% · 4.625%
HK$29,929
+HK$1,717/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$56,424/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,534
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,326
−HK$803/mo
Today · 4.125%
HK$31,129
baseline
▲ 0.50% · 4.625%
HK$32,770
+HK$1,641/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$62,258/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,589
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,479
−HK$903/mo
Today · 4.125%
HK$30,382
baseline
▲ 0.50% · 4.625%
HK$32,231
+HK$1,849/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$60,764/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,805
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,658
−HK$866/mo
Today · 4.125%
HK$33,524
baseline
▲ 0.50% · 4.625%
HK$35,291
+HK$1,767/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$67,048/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,632
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,584
−HK$968/mo
Today · 4.125%
HK$32,552
baseline
▲ 0.50% · 4.625%
HK$34,533
+HK$1,981/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$65,104/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,077
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$34,991
−HK$927/mo
Today · 4.125%
HK$35,918
baseline
▲ 0.50% · 4.625%
HK$37,812
+HK$1,894/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$71,836/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,674
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,690
−HK$1,033/mo
Today · 4.125%
HK$34,723
baseline
▲ 0.50% · 4.625%
HK$36,835
+HK$2,112/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$69,446/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,349
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,324
−HK$989/mo
Today · 4.125%
HK$38,313
baseline
▲ 0.50% · 4.625%
HK$40,332
+HK$2,019/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$76,626/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,716
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,796
−HK$1,097/mo
Today · 4.125%
HK$36,893
baseline
▲ 0.50% · 4.625%
HK$39,138
+HK$2,245/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$73,786/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,621
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,657
−HK$1,050/mo
Today · 4.125%
HK$40,707
baseline
▲ 0.50% · 4.625%
HK$42,853
+HK$2,146/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$81,414/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,758
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$37,901
−HK$1,162/mo
Today · 4.125%
HK$39,063
baseline
▲ 0.50% · 4.625%
HK$41,440
+HK$2,377/mo
Deposit HK$896K · loan HK$8.06M · min. income ≈ HK$78,126/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,893
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,989
−HK$1,113/mo
Today · 4.125%
HK$43,102
baseline
▲ 0.50% · 4.625%
HK$45,374
+HK$2,272/mo
Deposit HK$896K · loan HK$8.06M · min. income ≈ HK$86,204/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,668 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).