▼ 0.50% · 3.625%
HK$18,983
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$19,573
−HK$600/mo
Today · 4.125%
HK$20,173
baseline
▲ 0.50% · 4.625%
HK$21,401
+HK$1,228/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$40,346/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,118
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$21,684
−HK$575/mo
Today · 4.125%
HK$22,259
baseline
▲ 0.50% · 4.625%
HK$23,432
+HK$1,173/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$44,518/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,881
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,531
−HK$659/mo
Today · 4.125%
HK$22,190
baseline
▲ 0.50% · 4.625%
HK$23,541
+HK$1,351/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$44,380/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$249,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,230
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,853
−HK$632/mo
Today · 4.125%
HK$24,485
baseline
▲ 0.50% · 4.625%
HK$25,776
+HK$1,291/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$48,970/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$249,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,779
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,488
−HK$720/mo
Today · 4.125%
HK$24,208
baseline
▲ 0.50% · 4.625%
HK$25,681
+HK$1,473/mo
Deposit HK$3.33M · loan HK$4.99M · min. income ≈ HK$48,416/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,342
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,021
−HK$690/mo
Today · 4.125%
HK$26,711
baseline
▲ 0.50% · 4.625%
HK$28,119
+HK$1,408/mo
Deposit HK$3.33M · loan HK$4.99M · min. income ≈ HK$53,422/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,678
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,445
−HK$780/mo
Today · 4.125%
HK$26,225
baseline
▲ 0.50% · 4.625%
HK$27,821
+HK$1,596/mo
Deposit HK$2.91M · loan HK$5.41M · min. income ≈ HK$52,450/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,454
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,190
−HK$747/mo
Today · 4.125%
HK$28,937
baseline
▲ 0.50% · 4.625%
HK$30,462
+HK$1,525/mo
Deposit HK$2.91M · loan HK$5.41M · min. income ≈ HK$57,874/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,576
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,402
−HK$840/mo
Today · 4.125%
HK$28,242
baseline
▲ 0.50% · 4.625%
HK$29,961
+HK$1,719/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$56,484/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,565
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,358
−HK$805/mo
Today · 4.125%
HK$31,163
baseline
▲ 0.50% · 4.625%
HK$32,805
+HK$1,642/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$62,326/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,474
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,360
−HK$900/mo
Today · 4.125%
HK$30,260
baseline
▲ 0.50% · 4.625%
HK$32,101
+HK$1,841/mo
Deposit HK$2.08M · loan HK$6.24M · min. income ≈ HK$60,520/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,677
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,527
−HK$862/mo
Today · 4.125%
HK$33,389
baseline
▲ 0.50% · 4.625%
HK$35,148
+HK$1,759/mo
Deposit HK$2.08M · loan HK$6.24M · min. income ≈ HK$66,778/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,372
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$31,317
−HK$960/mo
Today · 4.125%
HK$32,277
baseline
▲ 0.50% · 4.625%
HK$34,241
+HK$1,964/mo
Deposit HK$1.66M · loan HK$6.66M · min. income ≈ HK$64,554/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,789
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,695
−HK$919/mo
Today · 4.125%
HK$35,614
baseline
▲ 0.50% · 4.625%
HK$37,492
+HK$1,878/mo
Deposit HK$1.66M · loan HK$6.66M · min. income ≈ HK$71,228/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,271
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,274
−HK$1,020/mo
Today · 4.125%
HK$34,294
baseline
▲ 0.50% · 4.625%
HK$36,381
+HK$2,087/mo
Deposit HK$1.25M · loan HK$7.08M · min. income ≈ HK$68,588/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,901
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,864
−HK$976/mo
Today · 4.125%
HK$37,840
baseline
▲ 0.50% · 4.625%
HK$39,835
+HK$1,995/mo
Deposit HK$1.25M · loan HK$7.08M · min. income ≈ HK$75,680/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,169
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,232
−HK$1,080/mo
Today · 4.125%
HK$36,312
baseline
▲ 0.50% · 4.625%
HK$38,521
+HK$2,209/mo
Deposit HK$832K · loan HK$7.49M · min. income ≈ HK$72,624/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,013
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,032
−HK$1,034/mo
Today · 4.125%
HK$40,066
baseline
▲ 0.50% · 4.625%
HK$42,178
+HK$2,112/mo
Deposit HK$832K · loan HK$7.49M · min. income ≈ HK$80,132/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,745 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).