▼ 0.50% · 3.625%
HK$18,072
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$18,634
−HK$571/mo
Today · 4.125%
HK$19,205
baseline
▲ 0.50% · 4.625%
HK$20,374
+HK$1,169/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$38,410/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$237,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,105
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$20,644
−HK$547/mo
Today · 4.125%
HK$21,191
baseline
▲ 0.50% · 4.625%
HK$22,308
+HK$1,117/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$42,382/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$237,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,879
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$20,498
−HK$628/mo
Today · 4.125%
HK$21,126
baseline
▲ 0.50% · 4.625%
HK$22,411
+HK$1,285/mo
Deposit HK$3.57M · loan HK$4.36M · min. income ≈ HK$42,252/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,115
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$22,709
−HK$601/mo
Today · 4.125%
HK$23,310
baseline
▲ 0.50% · 4.625%
HK$24,539
+HK$1,229/mo
Deposit HK$3.57M · loan HK$4.36M · min. income ≈ HK$46,620/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,686
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,361
−HK$685/mo
Today · 4.125%
HK$23,046
baseline
▲ 0.50% · 4.625%
HK$24,449
+HK$1,403/mo
Deposit HK$3.17M · loan HK$4.76M · min. income ≈ HK$46,092/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$237,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,126
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,773
−HK$656/mo
Today · 4.125%
HK$25,429
baseline
▲ 0.50% · 4.625%
HK$26,770
+HK$1,341/mo
Deposit HK$3.17M · loan HK$4.76M · min. income ≈ HK$50,858/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$237,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,494
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,224
−HK$743/mo
Today · 4.125%
HK$24,967
baseline
▲ 0.50% · 4.625%
HK$26,486
+HK$1,519/mo
Deposit HK$2.77M · loan HK$5.15M · min. income ≈ HK$49,934/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,136
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,837
−HK$711/mo
Today · 4.125%
HK$27,548
baseline
▲ 0.50% · 4.625%
HK$29,001
+HK$1,453/mo
Deposit HK$2.77M · loan HK$5.15M · min. income ≈ HK$55,096/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,301
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,088
−HK$799/mo
Today · 4.125%
HK$26,887
baseline
▲ 0.50% · 4.625%
HK$28,523
+HK$1,636/mo
Deposit HK$2.38M · loan HK$5.55M · min. income ≈ HK$53,774/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$237,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,147
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,902
−HK$766/mo
Today · 4.125%
HK$29,668
baseline
▲ 0.50% · 4.625%
HK$31,231
+HK$1,563/mo
Deposit HK$2.38M · loan HK$5.55M · min. income ≈ HK$59,336/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$237,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,108
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,951
−HK$857/mo
Today · 4.125%
HK$28,808
baseline
▲ 0.50% · 4.625%
HK$30,561
+HK$1,753/mo
Deposit HK$1.98M · loan HK$5.94M · min. income ≈ HK$57,616/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,157
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,966
−HK$821/mo
Today · 4.125%
HK$31,787
baseline
▲ 0.50% · 4.625%
HK$33,462
+HK$1,675/mo
Deposit HK$1.98M · loan HK$5.94M · min. income ≈ HK$63,574/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,915
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,815
−HK$913/mo
Today · 4.125%
HK$30,728
baseline
▲ 0.50% · 4.625%
HK$32,598
+HK$1,870/mo
Deposit HK$1.59M · loan HK$6.34M · min. income ≈ HK$61,456/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,168
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,031
−HK$875/mo
Today · 4.125%
HK$33,906
baseline
▲ 0.50% · 4.625%
HK$35,693
+HK$1,787/mo
Deposit HK$1.59M · loan HK$6.34M · min. income ≈ HK$67,812/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,722
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,678
−HK$971/mo
Today · 4.125%
HK$32,649
baseline
▲ 0.50% · 4.625%
HK$34,636
+HK$1,987/mo
Deposit HK$1.19M · loan HK$6.74M · min. income ≈ HK$65,298/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$237,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,178
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,095
−HK$930/mo
Today · 4.125%
HK$36,025
baseline
▲ 0.50% · 4.625%
HK$37,924
+HK$1,899/mo
Deposit HK$1.19M · loan HK$6.74M · min. income ≈ HK$72,050/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$237,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,530
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,541
−HK$1,029/mo
Today · 4.125%
HK$34,570
baseline
▲ 0.50% · 4.625%
HK$36,673
+HK$2,103/mo
Deposit HK$793K · loan HK$7.13M · min. income ≈ HK$69,140/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,189
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,159
−HK$985/mo
Today · 4.125%
HK$38,144
baseline
▲ 0.50% · 4.625%
HK$40,155
+HK$2,011/mo
Deposit HK$793K · loan HK$7.13M · min. income ≈ HK$76,288/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,763 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).