▼ 0.50% · 3.625%
HK$21,042
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,696
−HK$665/mo
Today · 4.125%
HK$22,361
baseline
▲ 0.50% · 4.625%
HK$23,722
+HK$1,361/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,722/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$292,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,409
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,037
−HK$637/mo
Today · 4.125%
HK$24,674
baseline
▲ 0.50% · 4.625%
HK$25,974
+HK$1,300/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,348/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$292,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,146
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,866
−HK$731/mo
Today · 4.125%
HK$24,597
baseline
▲ 0.50% · 4.625%
HK$26,094
+HK$1,497/mo
Deposit HK$4.15M · loan HK$5.08M · min. income ≈ HK$49,194/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$292,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,750
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,440
−HK$701/mo
Today · 4.125%
HK$27,141
baseline
▲ 0.50% · 4.625%
HK$28,572
+HK$1,431/mo
Deposit HK$4.15M · loan HK$5.08M · min. income ≈ HK$54,282/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$292,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,250
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$26,036
−HK$798/mo
Today · 4.125%
HK$26,834
baseline
▲ 0.50% · 4.625%
HK$28,466
+HK$1,632/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$53,668/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,091
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,844
−HK$764/mo
Today · 4.125%
HK$29,608
baseline
▲ 0.50% · 4.625%
HK$31,169
+HK$1,561/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$59,216/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,354
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,205
−HK$865/mo
Today · 4.125%
HK$29,070
baseline
▲ 0.50% · 4.625%
HK$30,839
+HK$1,769/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$58,140/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,431
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,248
−HK$828/mo
Today · 4.125%
HK$32,076
baseline
▲ 0.50% · 4.625%
HK$33,766
+HK$1,690/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$64,152/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,459
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,375
−HK$931/mo
Today · 4.125%
HK$31,306
baseline
▲ 0.50% · 4.625%
HK$33,211
+HK$1,905/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$62,612/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,772
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,651
−HK$892/mo
Today · 4.125%
HK$34,543
baseline
▲ 0.50% · 4.625%
HK$36,364
+HK$1,821/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$69,086/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,563
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,545
−HK$997/mo
Today · 4.125%
HK$33,542
baseline
▲ 0.50% · 4.625%
HK$35,583
+HK$2,041/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$67,084/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,113
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,055
−HK$955/mo
Today · 4.125%
HK$37,010
baseline
▲ 0.50% · 4.625%
HK$38,961
+HK$1,951/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$74,020/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,667
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,714
−HK$1,064/mo
Today · 4.125%
HK$35,778
baseline
▲ 0.50% · 4.625%
HK$37,955
+HK$2,177/mo
Deposit HK$1.85M · loan HK$7.38M · min. income ≈ HK$71,556/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,454
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,459
−HK$1,019/mo
Today · 4.125%
HK$39,478
baseline
▲ 0.50% · 4.625%
HK$41,559
+HK$2,081/mo
Deposit HK$1.85M · loan HK$7.38M · min. income ≈ HK$78,956/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,771
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,884
−HK$1,130/mo
Today · 4.125%
HK$38,014
baseline
▲ 0.50% · 4.625%
HK$40,327
+HK$2,313/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$76,028/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,795
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,862
−HK$1,083/mo
Today · 4.125%
HK$41,945
baseline
▲ 0.50% · 4.625%
HK$44,156
+HK$2,211/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$83,890/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,875
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,053
−HK$1,197/mo
Today · 4.125%
HK$40,250
baseline
▲ 0.50% · 4.625%
HK$42,700
+HK$2,450/mo
Deposit HK$923K · loan HK$8.31M · min. income ≈ HK$80,500/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$292,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,136
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,266
−HK$1,146/mo
Today · 4.125%
HK$44,412
baseline
▲ 0.50% · 4.625%
HK$46,753
+HK$2,341/mo
Deposit HK$923K · loan HK$8.31M · min. income ≈ HK$88,824/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$292,784 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).