▼ 0.50% · 3.625%
HK$19,078
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,672
−HK$603/mo
Today · 4.125%
HK$20,275
baseline
▲ 0.50% · 4.625%
HK$21,508
+HK$1,233/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,550/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$251,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,224
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$21,794
−HK$577/mo
Today · 4.125%
HK$22,371
baseline
▲ 0.50% · 4.625%
HK$23,550
+HK$1,179/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,742/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$251,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,986
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,639
−HK$663/mo
Today · 4.125%
HK$22,302
baseline
▲ 0.50% · 4.625%
HK$23,659
+HK$1,357/mo
Deposit HK$3.77M · loan HK$4.60M · min. income ≈ HK$44,604/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,347
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,973
−HK$635/mo
Today · 4.125%
HK$24,608
baseline
▲ 0.50% · 4.625%
HK$25,905
+HK$1,297/mo
Deposit HK$3.77M · loan HK$4.60M · min. income ≈ HK$49,216/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,894
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,606
−HK$724/mo
Today · 4.125%
HK$24,330
baseline
▲ 0.50% · 4.625%
HK$25,810
+HK$1,480/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$48,660/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,469
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$26,152
−HK$693/mo
Today · 4.125%
HK$26,845
baseline
▲ 0.50% · 4.625%
HK$28,260
+HK$1,415/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$53,690/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,802
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,573
−HK$784/mo
Today · 4.125%
HK$26,357
baseline
▲ 0.50% · 4.625%
HK$27,961
+HK$1,604/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$52,714/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,592
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,332
−HK$751/mo
Today · 4.125%
HK$29,083
baseline
▲ 0.50% · 4.625%
HK$30,616
+HK$1,533/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$58,166/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,710
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,541
−HK$844/mo
Today · 4.125%
HK$28,385
baseline
▲ 0.50% · 4.625%
HK$30,112
+HK$1,727/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$56,770/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,714
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,511
−HK$809/mo
Today · 4.125%
HK$31,320
baseline
▲ 0.50% · 4.625%
HK$32,971
+HK$1,651/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$62,640/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,618
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$29,508
−HK$904/mo
Today · 4.125%
HK$30,412
baseline
▲ 0.50% · 4.625%
HK$32,263
+HK$1,851/mo
Deposit HK$2.09M · loan HK$6.28M · min. income ≈ HK$60,824/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$251,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,837
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,691
−HK$866/mo
Today · 4.125%
HK$33,557
baseline
▲ 0.50% · 4.625%
HK$35,326
+HK$1,769/mo
Deposit HK$2.09M · loan HK$6.28M · min. income ≈ HK$67,114/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$251,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,525
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,475
−HK$965/mo
Today · 4.125%
HK$32,440
baseline
▲ 0.50% · 4.625%
HK$34,413
+HK$1,973/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$64,880/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$251,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,959
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,870
−HK$924/mo
Today · 4.125%
HK$35,794
baseline
▲ 0.50% · 4.625%
HK$37,681
+HK$1,887/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$71,588/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$251,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,433
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,442
−HK$1,025/mo
Today · 4.125%
HK$34,467
baseline
▲ 0.50% · 4.625%
HK$36,564
+HK$2,097/mo
Deposit HK$1.26M · loan HK$7.11M · min. income ≈ HK$68,934/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,082
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,049
−HK$982/mo
Today · 4.125%
HK$38,031
baseline
▲ 0.50% · 4.625%
HK$40,036
+HK$2,005/mo
Deposit HK$1.26M · loan HK$7.11M · min. income ≈ HK$76,062/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,341
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,409
−HK$1,086/mo
Today · 4.125%
HK$36,495
baseline
▲ 0.50% · 4.625%
HK$38,715
+HK$2,220/mo
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$72,990/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,204
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,229
−HK$1,039/mo
Today · 4.125%
HK$40,268
baseline
▲ 0.50% · 4.625%
HK$42,391
+HK$2,123/mo
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$80,536/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,003 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).