▼ 0.50% · 3.625%
HK$18,841
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$19,427
−HK$596/mo
Today · 4.125%
HK$20,023
baseline
▲ 0.50% · 4.625%
HK$21,241
+HK$1,218/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$40,046/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$247,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,960
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$21,523
−HK$570/mo
Today · 4.125%
HK$22,093
baseline
▲ 0.50% · 4.625%
HK$23,257
+HK$1,164/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$44,186/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$247,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,725
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$21,370
−HK$655/mo
Today · 4.125%
HK$22,025
baseline
▲ 0.50% · 4.625%
HK$23,365
+HK$1,340/mo
Deposit HK$3.72M · loan HK$4.54M · min. income ≈ HK$44,050/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$247,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,056
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,675
−HK$627/mo
Today · 4.125%
HK$24,302
baseline
▲ 0.50% · 4.625%
HK$25,583
+HK$1,281/mo
Deposit HK$3.72M · loan HK$4.54M · min. income ≈ HK$48,604/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$247,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,609
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,312
−HK$715/mo
Today · 4.125%
HK$24,027
baseline
▲ 0.50% · 4.625%
HK$25,489
+HK$1,462/mo
Deposit HK$3.31M · loan HK$4.96M · min. income ≈ HK$48,054/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,153
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,827
−HK$684/mo
Today · 4.125%
HK$26,511
baseline
▲ 0.50% · 4.625%
HK$27,909
+HK$1,398/mo
Deposit HK$3.31M · loan HK$4.96M · min. income ≈ HK$53,022/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,493
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,255
−HK$774/mo
Today · 4.125%
HK$26,029
baseline
▲ 0.50% · 4.625%
HK$27,613
+HK$1,584/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$52,058/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,249
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,979
−HK$742/mo
Today · 4.125%
HK$28,721
baseline
▲ 0.50% · 4.625%
HK$30,235
+HK$1,514/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$57,442/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,377
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,198
−HK$834/mo
Today · 4.125%
HK$28,032
baseline
▲ 0.50% · 4.625%
HK$29,737
+HK$1,705/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$56,064/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$247,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,345
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,132
−HK$798/mo
Today · 4.125%
HK$30,930
baseline
▲ 0.50% · 4.625%
HK$32,560
+HK$1,630/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$61,860/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$247,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,262
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,141
−HK$893/mo
Today · 4.125%
HK$30,034
baseline
▲ 0.50% · 4.625%
HK$31,861
+HK$1,827/mo
Deposit HK$2.07M · loan HK$6.20M · min. income ≈ HK$60,068/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,441
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,284
−HK$855/mo
Today · 4.125%
HK$33,139
baseline
▲ 0.50% · 4.625%
HK$34,886
+HK$1,747/mo
Deposit HK$2.07M · loan HK$6.20M · min. income ≈ HK$66,278/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,146
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,083
−HK$953/mo
Today · 4.125%
HK$32,036
baseline
▲ 0.50% · 4.625%
HK$33,985
+HK$1,949/mo
Deposit HK$1.65M · loan HK$6.61M · min. income ≈ HK$64,072/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,537
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,436
−HK$913/mo
Today · 4.125%
HK$35,349
baseline
▲ 0.50% · 4.625%
HK$37,212
+HK$1,863/mo
Deposit HK$1.65M · loan HK$6.61M · min. income ≈ HK$70,698/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,030
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,026
−HK$1,012/mo
Today · 4.125%
HK$34,038
baseline
▲ 0.50% · 4.625%
HK$36,109
+HK$2,071/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$68,076/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,633
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,588
−HK$970/mo
Today · 4.125%
HK$37,558
baseline
▲ 0.50% · 4.625%
HK$39,538
+HK$1,980/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$75,116/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,914
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,969
−HK$1,072/mo
Today · 4.125%
HK$36,041
baseline
▲ 0.50% · 4.625%
HK$38,233
+HK$2,192/mo
Deposit HK$826K · loan HK$7.44M · min. income ≈ HK$72,082/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,729
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,741
−HK$1,026/mo
Today · 4.125%
HK$39,767
baseline
▲ 0.50% · 4.625%
HK$41,863
+HK$2,096/mo
Deposit HK$826K · loan HK$7.44M · min. income ≈ HK$79,534/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,881 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).