▼ 0.50% · 3.625%
HK$20,952
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,603
−HK$662/mo
Today · 4.125%
HK$22,265
baseline
▲ 0.50% · 4.625%
HK$23,620
+HK$1,355/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,530/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,308
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,934
−HK$634/mo
Today · 4.125%
HK$24,568
baseline
▲ 0.50% · 4.625%
HK$25,863
+HK$1,295/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,136/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,047
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,764
−HK$728/mo
Today · 4.125%
HK$24,492
baseline
▲ 0.50% · 4.625%
HK$25,982
+HK$1,490/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$48,984/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,639
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,327
−HK$698/mo
Today · 4.125%
HK$27,025
baseline
▲ 0.50% · 4.625%
HK$28,449
+HK$1,424/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$54,050/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,142
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,924
−HK$795/mo
Today · 4.125%
HK$26,719
baseline
▲ 0.50% · 4.625%
HK$28,344
+HK$1,625/mo
Deposit HK$3.68M · loan HK$5.51M · min. income ≈ HK$53,438/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,970
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,720
−HK$761/mo
Today · 4.125%
HK$29,481
baseline
▲ 0.50% · 4.625%
HK$31,035
+HK$1,554/mo
Deposit HK$3.68M · loan HK$5.51M · min. income ≈ HK$58,962/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,237
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,084
−HK$861/mo
Today · 4.125%
HK$28,945
baseline
▲ 0.50% · 4.625%
HK$30,706
+HK$1,761/mo
Deposit HK$3.22M · loan HK$5.97M · min. income ≈ HK$57,890/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$288,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,301
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,114
−HK$824/mo
Today · 4.125%
HK$31,938
baseline
▲ 0.50% · 4.625%
HK$33,622
+HK$1,684/mo
Deposit HK$3.22M · loan HK$5.97M · min. income ≈ HK$63,876/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$288,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,332
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,245
−HK$927/mo
Today · 4.125%
HK$31,172
baseline
▲ 0.50% · 4.625%
HK$33,068
+HK$1,896/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$62,344/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$288,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,632
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,507
−HK$888/mo
Today · 4.125%
HK$34,395
baseline
▲ 0.50% · 4.625%
HK$36,208
+HK$1,813/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$68,790/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$288,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,427
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,405
−HK$993/mo
Today · 4.125%
HK$33,398
baseline
▲ 0.50% · 4.625%
HK$35,430
+HK$2,032/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$66,796/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$288,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,963
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,900
−HK$952/mo
Today · 4.125%
HK$36,852
baseline
▲ 0.50% · 4.625%
HK$38,794
+HK$1,942/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$73,704/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$288,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,523
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,565
−HK$1,060/mo
Today · 4.125%
HK$35,625
baseline
▲ 0.50% · 4.625%
HK$37,792
+HK$2,167/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$71,250/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$288,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,294
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,294
−HK$1,014/mo
Today · 4.125%
HK$39,308
baseline
▲ 0.50% · 4.625%
HK$41,380
+HK$2,072/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$78,616/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$288,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,618
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,726
−HK$1,125/mo
Today · 4.125%
HK$37,851
baseline
▲ 0.50% · 4.625%
HK$40,154
+HK$2,303/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$75,702/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,624
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,687
−HK$1,078/mo
Today · 4.125%
HK$41,765
baseline
▲ 0.50% · 4.625%
HK$43,967
+HK$2,202/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$83,530/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,713
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,886
−HK$1,192/mo
Today · 4.125%
HK$40,078
baseline
▲ 0.50% · 4.625%
HK$42,516
+HK$2,438/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$80,156/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,955
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,080
−HK$1,142/mo
Today · 4.125%
HK$44,222
baseline
▲ 0.50% · 4.625%
HK$46,553
+HK$2,331/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$88,444/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,828 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).