▼ 0.50% · 3.625%
HK$21,485
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,153
−HK$679/mo
Today · 4.125%
HK$22,832
baseline
▲ 0.50% · 4.625%
HK$24,221
+HK$1,389/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$45,664/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$312,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,901
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,542
−HK$651/mo
Today · 4.125%
HK$25,193
baseline
▲ 0.50% · 4.625%
HK$26,521
+HK$1,328/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$50,386/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$312,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,633
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,368
−HK$747/mo
Today · 4.125%
HK$25,115
baseline
▲ 0.50% · 4.625%
HK$26,643
+HK$1,528/mo
Deposit HK$4.24M · loan HK$5.18M · min. income ≈ HK$50,230/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$312,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,292
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,997
−HK$715/mo
Today · 4.125%
HK$27,712
baseline
▲ 0.50% · 4.625%
HK$29,173
+HK$1,461/mo
Deposit HK$4.24M · loan HK$5.18M · min. income ≈ HK$55,424/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$312,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,782
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,584
−HK$814/mo
Today · 4.125%
HK$27,398
baseline
▲ 0.50% · 4.625%
HK$29,065
+HK$1,667/mo
Deposit HK$3.77M · loan HK$5.65M · min. income ≈ HK$54,796/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$312,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,682
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,451
−HK$780/mo
Today · 4.125%
HK$30,231
baseline
▲ 0.50% · 4.625%
HK$31,825
+HK$1,594/mo
Deposit HK$3.77M · loan HK$5.65M · min. income ≈ HK$60,462/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$312,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,930
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,799
−HK$883/mo
Today · 4.125%
HK$29,682
baseline
▲ 0.50% · 4.625%
HK$31,488
+HK$1,806/mo
Deposit HK$3.30M · loan HK$6.12M · min. income ≈ HK$59,364/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$312,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,072
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,905
−HK$846/mo
Today · 4.125%
HK$32,751
baseline
▲ 0.50% · 4.625%
HK$34,477
+HK$1,726/mo
Deposit HK$3.30M · loan HK$6.12M · min. income ≈ HK$65,502/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$312,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,079
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,014
−HK$951/mo
Today · 4.125%
HK$31,965
baseline
▲ 0.50% · 4.625%
HK$33,910
+HK$1,945/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$63,930/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$312,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,462
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,359
−HK$911/mo
Today · 4.125%
HK$35,270
baseline
▲ 0.50% · 4.625%
HK$37,129
+HK$1,859/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$70,540/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$312,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,227
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,229
−HK$1,019/mo
Today · 4.125%
HK$34,248
baseline
▲ 0.50% · 4.625%
HK$36,332
+HK$2,084/mo
Deposit HK$2.36M · loan HK$7.07M · min. income ≈ HK$68,496/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$312,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,852
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,814
−HK$975/mo
Today · 4.125%
HK$37,789
baseline
▲ 0.50% · 4.625%
HK$39,781
+HK$1,992/mo
Deposit HK$2.36M · loan HK$7.07M · min. income ≈ HK$75,578/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$312,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,375
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$35,445
−HK$1,086/mo
Today · 4.125%
HK$36,531
baseline
▲ 0.50% · 4.625%
HK$38,754
+HK$2,223/mo
Deposit HK$1.88M · loan HK$7.54M · min. income ≈ HK$73,062/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$312,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,242
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,268
−HK$1,040/mo
Today · 4.125%
HK$40,308
baseline
▲ 0.50% · 4.625%
HK$42,433
+HK$2,125/mo
Deposit HK$1.88M · loan HK$7.54M · min. income ≈ HK$80,616/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$312,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,524
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,660
−HK$1,154/mo
Today · 4.125%
HK$38,814
baseline
▲ 0.50% · 4.625%
HK$41,176
+HK$2,362/mo
Deposit HK$1.41M · loan HK$8.01M · min. income ≈ HK$77,628/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$312,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,633
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,722
−HK$1,106/mo
Today · 4.125%
HK$42,828
baseline
▲ 0.50% · 4.625%
HK$45,085
+HK$2,257/mo
Deposit HK$1.41M · loan HK$8.01M · min. income ≈ HK$85,656/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$312,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,672
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,875
−HK$1,222/mo
Today · 4.125%
HK$41,097
baseline
▲ 0.50% · 4.625%
HK$43,598
+HK$2,501/mo
Deposit HK$942K · loan HK$8.48M · min. income ≈ HK$82,194/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$312,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,023
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,176
−HK$1,171/mo
Today · 4.125%
HK$45,347
baseline
▲ 0.50% · 4.625%
HK$47,737
+HK$2,390/mo
Deposit HK$942K · loan HK$8.48M · min. income ≈ HK$90,694/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$312,204 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).