▼ 0.50% · 3.625%
HK$20,191
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,819
−HK$638/mo
Today · 4.125%
HK$21,457
baseline
▲ 0.50% · 4.625%
HK$22,763
+HK$1,306/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$42,914/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,462
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,065
−HK$611/mo
Today · 4.125%
HK$23,676
baseline
▲ 0.50% · 4.625%
HK$24,924
+HK$1,248/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$47,352/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,210
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,901
−HK$702/mo
Today · 4.125%
HK$23,603
baseline
▲ 0.50% · 4.625%
HK$25,039
+HK$1,436/mo
Deposit HK$3.98M · loan HK$4.87M · min. income ≈ HK$47,206/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,709
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,371
−HK$673/mo
Today · 4.125%
HK$26,044
baseline
▲ 0.50% · 4.625%
HK$27,416
+HK$1,372/mo
Deposit HK$3.98M · loan HK$4.87M · min. income ≈ HK$52,088/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,229
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,983
−HK$766/mo
Today · 4.125%
HK$25,749
baseline
▲ 0.50% · 4.625%
HK$27,316
+HK$1,567/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$51,498/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,955
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,678
−HK$733/mo
Today · 4.125%
HK$28,411
baseline
▲ 0.50% · 4.625%
HK$29,909
+HK$1,498/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$56,822/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,249
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,065
−HK$830/mo
Today · 4.125%
HK$27,895
baseline
▲ 0.50% · 4.625%
HK$29,592
+HK$1,697/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$55,790/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,201
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,984
−HK$795/mo
Today · 4.125%
HK$30,779
baseline
▲ 0.50% · 4.625%
HK$32,401
+HK$1,622/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$61,558/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,268
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,147
−HK$893/mo
Today · 4.125%
HK$30,040
baseline
▲ 0.50% · 4.625%
HK$31,868
+HK$1,828/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$60,080/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,447
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,291
−HK$855/mo
Today · 4.125%
HK$33,146
baseline
▲ 0.50% · 4.625%
HK$34,894
+HK$1,748/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$66,292/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,287
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,229
−HK$957/mo
Today · 4.125%
HK$32,186
baseline
▲ 0.50% · 4.625%
HK$34,144
+HK$1,958/mo
Deposit HK$2.21M · loan HK$6.64M · min. income ≈ HK$64,372/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,694
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,597
−HK$917/mo
Today · 4.125%
HK$35,514
baseline
▲ 0.50% · 4.625%
HK$37,386
+HK$1,872/mo
Deposit HK$2.21M · loan HK$6.64M · min. income ≈ HK$71,028/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,306
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,311
−HK$1,021/mo
Today · 4.125%
HK$34,332
baseline
▲ 0.50% · 4.625%
HK$36,421
+HK$2,089/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$68,664/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,940
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,904
−HK$978/mo
Today · 4.125%
HK$37,882
baseline
▲ 0.50% · 4.625%
HK$39,878
+HK$1,996/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$75,764/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,325
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,393
−HK$1,084/mo
Today · 4.125%
HK$36,477
baseline
▲ 0.50% · 4.625%
HK$38,697
+HK$2,220/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$72,954/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,186
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,210
−HK$1,039/mo
Today · 4.125%
HK$40,249
baseline
▲ 0.50% · 4.625%
HK$42,371
+HK$2,122/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$80,498/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,344
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,475
−HK$1,148/mo
Today · 4.125%
HK$38,623
baseline
▲ 0.50% · 4.625%
HK$40,973
+HK$2,350/mo
Deposit HK$885K · loan HK$7.97M · min. income ≈ HK$77,246/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,432
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,517
−HK$1,100/mo
Today · 4.125%
HK$42,617
baseline
▲ 0.50% · 4.625%
HK$44,863
+HK$2,246/mo
Deposit HK$885K · loan HK$7.97M · min. income ≈ HK$85,234/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,644 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).